Class Content & Success Blog

How to Survive a Stock Market Correction
November 4, 2024

Unlike the Buzz Lightyear (To Infinity & Beyond!) crowd, I fully expect a stock market correction in the near future. A stock market correction is not new and, dating back to WWII, we have seen a correction, on average, every five years or so, meaning we are seriously overdue for our next correction encounter.

Fortunately, we can learn from history on what to do before a correction occurs and what to do during the event.

Increase Your Available Cash:
A stock market correction will bring about several stock opportunities, but if you do not have the cash available it could be an opportunity missed. Consider selling off a few of your high-end profit stocks, to increase the amount of capital you have on hand. Warren Buffett is known for keeping $20 billion in reserves, as he waits for stocks to go on sale, and it was recently reported he now has $109 billion on the sidelines! Obviously, he is also convinced we will have a sale on stocks quite soon.

Go Shopping Now:
Do not wait until the frenzied environment of a stock market correction to decide which stocks are of interest. Instead, do your homework now, by selecting those stocks you like…if they drop enough for you. For each stock, identify a clear entry point, saying “if this stock reaches this point, I will spend X-amount.” Make your entry point and the amount of cash you are using extremely specific, which will help you to ride out the emotional wave as the stock price comes crashing down. Far too many times investors will pick a price range and when the stock starts falling, they change their entry price and back off, to a lower price, which never comes, and they miss a perfect revenue opportunity.

Ignore the Experts:
When stocks start to go on sale, look out. Every TV and radio analyst will be buying into the fear and will act as though they have never seen a stock market correction. Speculation will be flying from all corners, as investors lose their minds in the absence of any clarity from those they have come to trust. Instead, do as Warren Buffett and other big money investors do by having a clear-cut plan of attack and then stick to that plan as the stock drops in your direction. Forget what the paid analyst says and trust your predetermined plan of attack.

Think Long Term:
Investors pride themselves on catching a stock at/near the low price of the correction. They strive to be perfect and often, it costs them because perfection is overrated.

If you like stock ABC at $32 a share, down 20% from its current price of $40 a share, then plant your flag there. If a market correction begins and you see the price of your stock plummeting, stick to your plan and avoid the overwhelming temptation to back off to a lower price. Instead of changing your buy order a dozen times, keep your original order in place. Even if the stock drops to $30, you only missed the low by 6.7% and on a stock dropping this far that kind of percentage is an easy thing to accept.

Know Your Exit Points:
Just as you know your entry points, know exactly where you will be selling. If you are after a 20% gain, then set your sell order accordingly and leave it alone. The same way that second guessing a buy order as the stock is dropping can work against you, so can changing a standing sell order if the stock shoots up to your desired exit price. Yes, the security may go higher after you sell but recognize your hard work has just provided a nice 20% return during a time when all other investors are praying for a return to their breakeven price.

One of the biggest mistakes made by investors today is not having a clearly defined entry or exit price.

Continue to Diversify:
Make certain you allocate only a percentage of your available cash to any one security. There is a temptation, when a stock drops during a correction, to use more than the normal amount, but I strongly encourage you to stick with the time-proven principle of keeping your money diversified.

There is a tremendous amount of money that can be generated through a stock correction, whether you do it daily as our students do or once every few years as you ride out a stock market drop and recovery. Whichever way you proceed, make certain you prepare in advance so you can react, free from emotion, when the time comes. You may not be Warren Buffett, but you can certainly trade as he does!

“The high price of financial distraction”
August 5, 2024

To be candid, we are not prepared for what is about to happen.

We are blessed (or cursed) to live in a world replete with resources. No longer do we need to trot down to the library for our research as the powerful computer we carry with us daily can answer any question we might have.

How far from here to Pluto?
What’s the best recipe for tamales?
Did the Braves win last night?

Recent reports suggest we spend 2.5 hours a day on social media or more than 900 hours a year. That is the equivalent of more than 22 weeks of a full-time job...on social media!

If we were spending those 900 hours a year learning about how economies or money works, we would be better prepared for anything that might come our way. Sadly 900 hours is play time where we simply remain distracted from our day and life. How many people say they are “killing time” on social media?

Killing may be more appropriate than they realize.

Rarely does a severe economic storm impact us. We saw it briefly after the dot.com bubble and then later following the attacks of 9/11. The bigger storms in the fall of 2008 (banking crisis) and the pandemic lasted far longer but everything turned out okay. For the average American everything seems to always turn out okay, so why worry?

The issue I have with that kind of thinking assumes the next 20 to 30 years will be like the previous 20 to 30 years. This kind of thinking can lead us into a distracted financial view which can leave our hard-earned money at risk – and a lot of it.

The most obvious challenge ahead is the well documented Social Security timebomb where we have more people taking from the pool than are contributing. Even the most basic of math skills reveal that this is a problem about to explode as politicians who have knowingly ignored the issue will be forced to produce a solution.

The three options would be to cut the benefits of those who have paid into the program (it is not an entitlement even though that word is often used), make those contributing kick in more, or a combination of the two to reduce the pain on either side.

At least that issue is ten years away, but the far more looming issue is the exploding national debt which stands at $35 trillion and is increasing at the rate of $1 trillion (about $3,100 per person in the US) every 100 days. We have seen this explode over the years and politicians are again doing nothing about it other than using it as a political talking point in debates.

There is no other way to say it. The exploding national debt will cause this country more financial pain than ever before and nothing is being done to address it.

When I speak or write of this, I am met with a chorus of questions asking why, if the debt issue is so dangerous, is nothing being done?

Much like the Social Security issue, the fix involves a cut in spending and spending represents power for politicians. To ask a person (either side of the aisle) in Washington to willingly give up power is a joke. It simply will not happen because they work for a lifetime to achieve power and will do everything possible to keep it. This is why so many problems continue for years with no real solution because politicians are more worried about the power they possess instead of fixing the problems we have today.

The regional bank issue remains unresolved and that will begin to create issues in the coming months, but the real financial nuclear bomb deals with the underfunded retirement pensions that few seem to be aware of. When retirees begin to draw upon these funds in vast numbers the furor will be hard to contain, and elected officials will be forced into fixing the issue quickly.

So will they cut spending, reducing their power or will they look for areas where taxes can be raised to fix the issue? If you answered the latter, you have been paying attention.

Power is everything and the normal every day American has zero which is why we need to do everything within our power to explore ways we can improve our financial position. For me, the answer is using the stock market as a business where I quickly flip stocks for gains of $500 or $1,000. I limit my risk to the market and can trade stocks from anywhere on the planet that I choose to be.

If it is a business of flipping cars, houses, garage sale items, or anything else the time to begin preparing is now. That means less time on social media and more time exploring options that can provide a real option to the dangers which lie ahead.

If it is a business of flipping caI am not known as a fear inducing kind of guy but the reaction of people during the pandemic made it clear to me that when we have our next financial storm the masses will look to the government to provide more resources and comfort. That is all well if the government has the necessary resources, but it does not and those in control will look at the crisis as an opportunity to acquire more power than ever before.s, houses, garage sale items, or anything else the time to begin preparing is now. That means less time on social media and more time exploring options that can provide a real option to the dangers which lie ahead.

I started this saying we are not prepared in any way for what happens next, but we can be, and it is all up to us to decide. Do we blindly follow others who say they have our best interest at heart, or do we work hard to make sure we have a degree of control?

For me, I am doing all I can now even if it means a few less social media hours.

How fast are your students making money?
July 8, 2024

Living in the world of instant gratification, to many a one-year online Day Trading class seems like an eternity. However, for those who are looking to completely transform their entire future, there is a price of time which needs to be paid. Many try to take on Wall Street armed with the knowledge gleaned from the latest Day Trading book or a two-hour seminar…and most of the time get absolutely creamed when they try. In fact, reports suggest that 90% of the people who try to Day Trade fail and fail in a spectacular fashion.

Our students though, are the exception to the rule.

When our twelve-month class begins, students spend the first 3-4 weeks learning to use the Day Trading tools and trading platforms, intra-day stock screeners, ticker symbols as well as being able to apply the exchange specific criteria to the stocks which are identified as possible revenue generators.

By week 5 the practice trades begin and once students achieve an 80% success rate, recommended trades of $500 per security begin. As students realize the same success ratio, the recommended amounts per security increase to $1,000, $1,500, and more. It’s a very specific path and one that has proven effective for our students.

When students start seeing actual profits hit their account, the fun really begins! As a group, we celebrate when students reach milestones such as their first day of profits, $500 for the day and $1,000 for the day. During the training portion, students regularly report profits of $500 to $1,000 being generated and the one-day record (achieved last month) was a student in California netting more than $8,000 in one day!

So is every student a spectacular success, then?

No. Some students (especially those who have traded in the past) still try, at times, to integrate past trading techniques into the system we have developed. As a result, their results are tainted, and they earn far less than they would have had they simply followed the clear-cut guidelines. For those students who follow the guidelines presented, profits are theirs to enjoy!

When one considers the uncertainty of our economy, having a revenue machine which can consistently generate profits is incredible. Many of our students used to worry about retirement and now see they can use the stock market to generate revenue consistentl and from any location they choose to be.

It’s an incredibly exciting journey and one we invite you to join!

“I want your life.”
June 3, 2024

These four words I have heard many times over the last 30 years, as many comment on the life I have been blessed with. Yet, I respond each time by stating anyone can achieve what I have in using Wall Street as a Business.

If my wife tells me she wants to visit Chicago, Boston or New York in the near future, I have no boss to ask. Instead of asking which city she would like to see, we simply plan to visit them all. A quick drive to Chicago for a few days and then off to Boston and end the road trip in the Big Apple. Since I can work from anywhere we happen to be, it is not a problem.

Most people wait until retirement to achieve freedom in life and my position is, “Why wait that long? Take control of your future now.”

The idea of waiting until retirement to do what you want is tragic to me. I see people living lives without passion every day, as they continue to go through life like a zombie with a countdown of “15 more years” until they can retire and (finally) have the freedom to do what they want. When some reach retirement though, health issues have forced them t accept a life of limited mobility and they can no longer do what they want, when they want.

Perhaps they arrive at retirement with less savings than expected and they are limited in what they can do, as the need for stretching out their savings is the primary worry. They want to do a great deal, but circumstances prevent it.

We only have one life, why not strive to make the most of it?

It has been my professional crusade over the past twenty years to proclaim to the world that Wall Street can be used as a spare, part, or full time business. I know it sounds crazy, and that is what keeps most from considering it, but I know from experience that the stock market can be used for ongoing gains – if you follow a proven system.

Within the Video Tutorials on the Day Trade Fun website, one segment is on the mistakes made by those who try to flip stocks on Wall Street. They blindly charge into the stock market and expect their “good decision-making skills” will carry them to incredible profits. Instead, they discover they were unprepared, and it costs them money and (worst of all) their future financial freedom.

Anyone can use Wall Street for profits

In the fourth quarter of 2018, when the markets were in a dive, we used 109 stocks and saw a 55% profit/increase in our portfolio. Not every stock trade was a winner, but 83 of the 109 stocks used did provide a profit and a very respectable batting average of 76% was seen.

The bottom line is we can do the things everyone else is doing and we can expect the same results. If your goal in life is to be exactly like those around you, then doing the same thing day after day and week after week and month after month and year after year will get you there. However, if you want a different future, you need to take a different road now.

Become a student of the stock market and learn as much as you can. Dismiss the notion that you know it all and accept that there is room for improvement and carefully and slowly progress as you look for ways to flip stocks for gains. Paper (practice) trade for month until you achieve a 75% or better batting average and then (and only then) begin to use $500 a trade for an additional 3-4 months to make sure that batting average remains strong. Use the free training videos on our website and refer to the Success Blog and, over time, you can learn a great deal.

If you prefer the faster approach to learning, contact us and we will do everything we can enroll you in an upcoming class start and you could be making live trades within 6-8 weeks!

Either way, make the most of the life you have and never settle for less than the best.

For Day Traders, “retirement” has been redefined.
May 6, 2024

How many people do you know who fear retirement? How many today say they are not financially prepared for their retirement? How many have been forced to push back their retirement by decades because they can no longer afford to retire?

Retirement has become a moving target, and, for most, it is a target that is getting harder and harder to hit. Couples have been forced to postpone their long-awaited retirement due to the changing financial landscape of their lives.

Companies today file for bankruptcy, change their retirement packages and tell their former employees “Good luck.” Other companies fire senior employees before they can reach the next level, saving on retirement costs. All of this, at the expense of the employees who gave their professional lives to a company who now discards them like yesterday's newspaper.

It is a crime to see so many people forced into situations they were not prepared for. Many in their 70’s and 80’s, who should be enjoying the fruits of their professional lives, are now forced to work minimum wage jobs, just to survive - to say nothing of enjoying their retirement years.

That is one of the reasons so many people contact me, because they are trying to prepare for an uncertain future. We can no longer count on a company to take care of us, that responsibility is now ours. As a Day Trader, I am my boss and I no longer look to others to take care of my family. I can trade from anywhere I choose to be and can enjoy life unlike any other time in my life. The markets are open 33 hours a week, so even if I traded on a full-time basis, it is still half of the hours I used to work when I was trying to make someone else happy. It is my life, and I can use it (finally) in a way that is as rewarding as it is incredible. At 60 years of age, I give absolutely no thought to retirement because I can trade for the rest of my life, making incredible sums of money. I no longer have worries about an uncertain future.

Day Trading is not easy to master, but it can be done. In my online 12-month class, I stress the need for taking it slow, deliberate path towards learning how the markets work, what to look for, and then how to capitalize on the opportunities which pop up each day. That is
why I work with my students each hour the market is open for an entire year, so we can proceed at a slow and methodical pace. For those who are willing to work hard, stay focused and follow the system I spent more than ten years developing, success can be achieved.

Yes Jay, but my brother-in-law says you cannot make money Day Trading.

I hear this often and when I read emails or hear comments, I normally respond with, “Who cares? Who gives a rip about what other people think?” I understand that may be unusually candid for you, but my reply is with a clear understanding of how Wall Street operates when it comes to Day Trading. Wall Street executives, much as caring but completely wrong family members, view Day Traders as a real threat to their profits. The big firms on Wall Street make their money by acting as the go-between for their customers and Day Traders bypass these firms - creating wealth apart from these large firms who make billions a year at the expense of their customers.

That is one of the reasons we see so many articles in financial magazines about how Day Trading is of the devil. No one in their right mind Day Trades…according to the so called “experts.” They take every single opportunity possible to discourage people from taking their trading into their own hands because if more people did so, the money Wall Street would earn would be reduced considerably. Who do you think pays for these articles? When you see who sponsored these anti-Day Trading pieces, it is not hard to see how the Wall Street firms are growing more worried by the day. My favorite was an article written by some college professor w! ho said you could make more working at a fast-food restaurant than through Day Trading.

Really? I generated $200,000 in Day Trading in a year…is that the going wage for burger flippers? Do not think so, Mr. College Professor.

One thing we can agree on is how the idea of retiring is changing, and it is not changing for the better. Millions are scrambling to find a vehicle they can use to make their retirement dreams come true and for some of them, Day Trading is the answer.

It remains my privilege and honor to work with those who are serious about using Day Trading to make their future dreams a reality.

5 Day Trading Secrets: From Venice, Italy!
April 2, 2024

Greetings from Venice, Italy!

As my family cruises through the Mediterranean (13 days), I cannot help but be reminded of those who told me Day Trading was not a viable way for me to make a living. “If it were that easy, everyone would be doing it.”

During this time, I was living in a motel room at the Travelodge at the Dayton International Airport. I lived in that room for more than ten years as I tried to develop an exchangespecific Day Trading system that I could use to provide a consistent income for my family. Well, judging by the view from my junior suite aboard Royal Caribbean Cruise Lines, I would say I was able to do just that! (Sure beats Room 121 at the Travelodge I must say.)

I crafted this incredible lifestyle for my family & so can you!

Listed below are the five items you need to be successful at Day Trading. These secrets allow me to have a daily revenue goal of $1,000 per day, every day that the market is open. I can trade from anywhere on the planet I choose to be (except while on this vacation my wife tells me) and it is a process you can use as well.

Utilize a high-performance intra-day stock screener:
Most of the online brokerage accounts offer a stock screener for their customers. However, these screeners are far from comprehensive, so the one my students and I use is provided by TMX Money. The monthly subscription is an incredibly affordable $85 and is the reason I can go after $1,000+ per day on Wall Street.

Open more than one online brokerage account:
My broker of choice is E*TRADE. However, there are certain stocks they will not allow me to trade…stocks I want to trade but cannot. So, I also have a Charles Schwab account, which allows me to trade all the securities I am after without delay. Last week I wanted to chase a stock, but one broker did not allow it, but the other did and, as a result, I was able to make $1,164 because I had the back-up online account. Many of our students fund more than one account, for this exact reason.

Avoid chasing news-related stocks:
Someone has a “hot tip”, and news erupts that a company is about to release a new product line. A sure buy, right? Wrong. Our students are always running in the opposite direction of news-related stocks because most of the time they are losers. I cannot count the number of times these “hot picks” turn out to be a Pump & Dump scam that cheats investors out of millions. One of the first rules my students learn is how we leave these news-related stocks alone.

Don’t buy securities after 2:30pm:
Buying a stock is easy, selling it for a profit though can be the trick. We spend the morning hours buying securities and then spend the afternoon selling them for a profit. Buying securities late in the day reduces the amount of time we must sell them for a profit and holding stocks over only increases the risk to our money - so we avoid buying stocks late in the day!

Day Trade using a proven system of 75% or better:
When I spent all those years laboring in that motel room, my goals were to develop a system that could pick stocks 75% of the time or better and one that would provide me the chance to earn $1,000 per day.

I have done just that.

If you are looking at Day Trading to supplement or replace your current income, well done and congratulations! However, before you proceed, please remember that over 90% of the people who enter the waters of Day Trading lose money and that is because they do not have a proven system to follow.

Our students start slowly and learn as much as possible before they begin their practice trades. When those practice trades are hitting a 75% or more success ratio, we move into the live trades using only $500 per security as we use the system in a live mode. When the required success ratio is maintained, then we increase the dollar amount to higher levels…but slowly. It is a highly methodical approach that is designed to take the guess work out of chasing stocks. There is no guess work or gut -feeling which is needed…it is all spelled out with exchange-specific (because each exchange requires a modified approach) criteria which clearly shows the entry and exit points for each security.

It is my hope that we have the chance to work together as you make your dream of Day Trading a reality! If you are serious about changing your future and are willing to follow my system exactly as laid out, success is waiting for us.

All my best for continued success from the incredible city of Venice, Italy!

(Originally posted July of 2012)

Would You Pick up a Dollar?
March 1, 2024

Last week my wife and I were walking on the Boardwalk property at Disney (as I can work from anywhere) and I looked down and noticed a folded one-dollar bill. I stopped to pick it up and as I passed it along to a local street performer, I could not help but notice a glaring fact.

Dozens of people walked over that money without stopping to pick it up

I was struck by the obvious comparison to our stock trading program on how so many look at trading stocks. Those on the Boardwalk must have concluded a dollar bill was simply not worth the effort of stopping to retrieve it and there are many who have the same outlook when it comes to trading stocks. If they cannot hit a grand slam on a stock, they will leave it alone.

They allow dollar bills to pass by as they wait for larger bills to appear. Over 20 years ago, when I began developing my stock trading philosophy, I had two main objectives in mind. The first was to place my money into the market for the shortest span of time possible, thereby reducing my overall risk. (Today the average hold time for many of our securities is less than 20 minutes.) The second component was to take whatever profits the market gave me on the stock I had purchased. To me, gains of $200 were thrilling, where others looked at the same profit in distain…thinking they needed more of a profit than that to capture their attention. As a result, these stock traders were leaving a tremendous amount of money on the Boardwalk.

Many of our students report a batting average well over 80% and I reviewed the stocks we have used over the past days wondering how many others saw the same securities, but opted not to chase them because the gains were “too low.”

Of these 17 recent stocks, most investors would only be interested in the three that provided a daily return of more than $1,000. Yet for me, I am far more excited over the other 14 that provided smaller gains, as they are the ones that most often appear on Wall Street. Yet most traders spend their entire day looking for the “three,” while ignoring the rest.

SNDX+SGYP+SDPI = $4,680

I would quickly agree that the three stocks listed would be worthy of my attention (with a profit of $4,680), but I would just as quickly mention that the other 14 stocks are just as worthy, as their combined profit for us was $5,027. So, why not use both?

This approach is one of the many reasons our comprehensive Day Trade Fun stock trading system remains one of the most sought-after courses in the world. Yes, it is far from the cheapest course available, but that is because the goal for our students is to learn how to identify, track and engage these high percentage revenue stocks for daily gains and this system generates massive and consistent gains – when the rules are followed.

It is okay that so many traders on Wall Street leave the smaller profits alone, because that creates even more opportunities for the Day Trade Fun students!

Why not join us?

(Originally released November 5, 2018)

Why do I succeed when so many others fail?
February 1, 2024

“If it were so easy, everyone would be doing it.”

When my position as a General Manager for Northwest Airlines was eliminated, I knew it was time to take my part-time passion for Day Trading to a full-time level. Friends, family, and colleagues thought I was crazy for pursuing something as “unpredictable” as Day Trading and more than a few tried to talk me out of it.

I moved into a motel room to save money, thinking I would be there for only a few short months. Little did I know I would be living in that small room for more than ten years as I tried to develop a system that would work on a consistent basis. The chorus of those not supporting my decision increased to a near deafening level.

By 2003 I began to see some repeatable patterns I could use, taking $2,100 (all I had) and using it to generate more than $35,000 in eight months, but there was more work to be done. Stocks which traded on the NYSE reacted differently than those traded as NASDAQ securities and AMEX stocks had different patterns than those traded as OTC securities, so considerable time was needed to create an exchange-specific set of rules which would allow me to easily and quickly identify specific entry and exit points for all kinds of stocks. Trading on hunches and using “expert advice” on when to buy and sell was not something I was comfortable with, and my goal was to succeed 85% of the time - so it was back to my stock laboratory for more work and research.

Another four years were needed before I was able to see significant returns, allowing me to have a daily revenue goal of $1,000 a day! The goal of $1,000 a day was one I set during those lonely, depressing and challenging days in Room 121 of the Travelodge Motel at the Dayton Airport. By September of 2008 my system was firing on all cylinders and in the final four months of that year I generated (in profits) $104,536 and then in 2009 realized $196,455 or nearly $301,000 in profits over a 16-month span of time!

As my friends, family and colleagues began to see evidence of my success, the same comment would be thrown at me, “If it were so easy, Jay - everyone would be doing it.” In other words, we do not believe you because other people are way smarter than you are.

To that I plead guilty, with no hesitation. However, I was also perplexed because I was seeing a level of success which was far from common among Day Traders. How was I succeeding when so many others were failing in such a spectacular fashion? What made me so much better than the majority? As many as 250,000 people are Day Trading on somewhat of a regular basis and reports suggest as many as 90% are losing money.

What makes me and the approach I developed so much different?

There are still days when I use small amounts of my cash portfolio and exit the day with $1,000 or $1,500 in profits and shake my head. If it weren’t happening to me and those I train, even I would have a hard time believing it. Whether the market is going up, down or is stuck in a sideways current for a while, there are always opportunities to consider. My system is not based on overall market or sector conditions, rather it is based on individual stock movement and by using my exchange-specific criteria, there are always stocks flying across my screen that are possible revenue generators.

I don’t need to use tens of thousands of dollars and dozens of trades a day to make my goal. Many a time I have placed $1,500 into the market for a short span of time to see $500 or more generated, allowing me to reach the halfway point in my daily goal. With thousands upon thousands of stocks being traded each day, I use my intra-day stock screener to look for those which fit my criteria and then act accordingly.

Why I succeed and so many others fail is a question I cannot answer. I know I failed a thousand times over the last 10 years and with each failure I tried to learn, looking for warning signals that might have prevented me from making the mistake I did. As I learned, my success batting average increased, allowing me to place the smallest amount of money into the market for the shortest span of time, while generating the highest possible return.

I ignore all of the experts and I do not (as a general rule) chase stocks with news. I search for those stocks which others are ignoring and use them for my Day Trading revenue and, as a result, my students and I are reaping the rewards of my motel research days.

It’s an incredible journey for all of us and it’s one I invite you to join!

Are you excited over the New Year?
January 2, 2024

At the start of each new year, I have one feeling: excitement!

The arrival of a fresh new year is our chance to be a better person, get in shape, do more for others, or serves as a reminder that life is passing quickly, and future affairs need to be placed in order.

Our January and February class starts are always popular as many look for ways to generate income. The pandemic taught some, and surprisingly not all, that a back-up revenue stream is needed in the event something happens to our primary income. Whether it is a job providing manual labor, consulting, or building crafts to be sold at a garage sale or the local flea market – we need a secondary source of income.

My professional life is devoted to teaching the world how Wall Street can be used as a business. Unlike other business opportunities this one involves no customers, inventory or any of the other headaches that accompany a business venture. The best part is this stock trading business can be portable and allows a person to be anywhere in the world they choose to be while quickly flipping stocks for gains.

In late December as we approached the holidays, I found a stock early one morning (in the 8:00am hour, prior to the opening bell) and used it for less than one hundred seconds. My profit was $1,860 and the day was over as I used Wall Street as a business.

My students will use their business spare time, trying to generate $25,000 a year or part-time where amounts of $50,000 to $100,000 can be realized. Others prefer using Wall Street as a full-time business, which for us is 32.5 hours a week, and have goals of $150,000 to $200,000+ a year by simply following an exchange-specific checklist as they flip stocks for quick profits.

Most of my students never traded a stock before Day Trade Fun.

The sad part for me is how few seem to take control of their life. Their existence is defined by where the wind of life blows them and the amount of money they earn is totally dependent on someone else. They have no control whatsoever.

Each week my voice is heard by millions of people across the country and that generates a considerable number of incoming emails. My heart breaks when I receive an email of desperation from someone who just discovered their job was gone. They showed up for work as they had done for years only to be told they are no longer needed or wanted.

I hate Corporate America because I have seen for over 40 years how the system chews up talented people and simply tosses them to the side without a second thought. Whether it is a sudden job loss or the retirement news that the company has filed for
bankruptcy and the retirement packages are being slashed or eliminated – it is a cruel world that can crush the person or family
that is unprepared.

Day Trade Fun provides an opportunity to learn a lifelong skill that provides a back-up plan. For many it becomes their primary
revenue stream, and they no longer are worried about losing their job or retirement plan. In fact, when we use a small amount of money (diversified to better protect ourselves against the risk of Wall Street) we can actually provide the money we need during retirement. That means the fear and/or uncertainty of outliving our savings is no longer an issue.

Life was meant to be an exciting adventure, so make this year a different kind of year by taking control over your financial future.

U.S. National Debt is now $34 Trillion
December 11, 2023

The U.S. National Debt is $34 trillion (about $100,000 per person in the US), and few news organizations even stopped to notice. Debt has become a non-news story.

Perhaps the numbers are too high to understand, such as the $800 billion (about $2,500 per person in the US) that has been spent this year on our debt interest. Can you imagine how much $800 billion a year could go towards programs designed to help those in dire need in our country?

We now spend more money on interest payments each day than we spend on national defense and that still does not raise the alarms for the citizens of this great country. How much more is needed to grab the attention of the press and public on this ticking time bomb?

When President Bush took office in 2001 the debt was $3.4 trillion (about $10,000 per person in the US). As President Obama took office it had grown to $12 Trillion and when President Trump took office that amount exploded to $30 Trillion and it has done nothing but grown since. In the last three years another five trillion has been added and regardless of politician promises (from both sides of the aisle) this rampant course of spending more than we have continues.

Some will argue that debt is not bad, and it has been the way of life for decades  and there is little to be concerned with here. The idea of spending more than we have is okay because we have done so in the past without any real issues so the pattern can continue in the future.

I cannot believe how fiscally ignorant these so-called experts are.

In the next ten years a shift will take place, for the first time, where we will have more people retired (drawing from social security) than those contributing and that means a raise in taxes for one group or a reduction in benefits for the other. In short, less income will be flowing into the coffers than what we had before and at a time when the national debt continues to climb.

If the national debt is a disaster now, what will happen when the above scenario occurs? We know it is coming and yet neither side of the aisle in Washington DC seems courageous enough to tackle the problem – so they simply wait and play politics as usual.

Eventually the ticking time bomb will explode, and America will scramble to pick up the pieces. Just as we had with the pandemic Americans will be caught off guard (even though we can see this coming from ten miles away) and will look to the government for help. The government will have few resources to devote so the expected aid will be far less than what is required to address the emergency.

Why wait until then?

Fortunately, we can see now how what is taking place and we can get our financial house in order. For me that means using a small portion of my money to use Wall Street as a business, quickly flipping stocks for gain.

We can see the smoke on the horizon and prepare or we can hope things will work out as we place our trust in those who have failed us (miserably) in the past. For me, the choice is clear as I will use Wall Street as a business to help control my retirement free from hope that some elected official will suddenly start doing the job they were sent to Washington to do.

Whether or not you choose to use Wall Street to protect yourself I strongly encourage everyone to prepare in whatever way they can because the financial future of this country is in peril, and we need to act while we still can.

My Cyber Monday “Shopping”
November 27, 2023

The Monday after Thanksgiving is known for online shopping. So much so that businesses see a drastic drop in productivity as employees spend more time surfing for deals than they do working.

My Cyber Monday was also spent shopping – with a few key differences.

I was shopping not for retail items, but stocks. For the last quarter of a century, I have looked to Wall Street as a business knowing there are revenue opportunities that appear nearly every day. Once you know what to look for, they are easy to spot and incredibly easy to use.

Most of my students have never traded a stock in their life and that is the way I prefer it to be. In short order I teach my students how the stock market works and how most approach it using the buy, hold, and pray approach. This approach increases the risk to the money used because it is exposed to market conditions and news 24/7 and that places any money in the market at risk for that period of time. It is not an approach we use because of the increased risk.

When you flip stocks for quick gains as we do the risk is minimized. Less time in the market means less risk that the money is exposed to, and these are the days when less risk exposure is the way to go.

The opening bell rang at 9:30am eastern time and by 10:10am I had used one stock for twenty-two minutes and had generated a profit of $1,272. My daily revenue goal of $1,000 had been reached before my morning cup of coffee cooled and once again, I protected my portfolio by exposing a portion of it to risk for a short span of time – just as I have done for the last 28 years.

On our Cyber Monday there were five revenue stocks in the first hour alone and I just used one to reach my revenue goal. Several of my students generated much more revenue than I did with one reporting his November batting average is 34/41 meaning he has used 41 stocks this month and 34 have generated gains. Not a bad batting average for a student in training!

Unlike other Cyber Monday shoppers, our workday ended within 45 minutes today and those students were free to spend their day as they like. A nice four-day weekend is followed by a forty-five-minute Monday “workday.”

I love what we do.

The time to get the financial house in order is now
September 18, 2023

With the national debt more than $33 trillion (about $100,000 per person in the US), credit card debt escalating, and the looming regional bank crisis it is time for all of us to get our financial house in order – and fast.

The ticking time bomb of social security is still more than a decade away but when that is factored into some of the more pressing (current) financial concerns the need for taking quick and corrective action is now.

The pandemic hit our country with no notice and most Americans were caught off guard and looked to others to assist them. Many were powerless and fearful about what the future might hold. The times were anxious and generated a great deal of stress and mental hardships along the way.

Had you been informed of a possible pandemic a year in advance, would you have been better prepared? I think the answer would be a resounding yes for most Americans and that is why I am confused why more are not placing their financial house in order given all the economic warning signs we have today.

Having an emergency fund of three to six months' income in savings is no longer an option, it is necessary and is the best first step in making sure we are prepared for any coming financial storm.

The next series of steps is to become debt free while also increasing the savings. Most people will target 100% towards debt reduction and while that is certainly an admirable task, we should not ignore the need for additional savings. If a family, using an emergency approach to their budget, can shave $300 a month off their expenses, a portion of that money should go to savings and the other to debt reduction. Paying off just the debt can make sound financial sense, but it fails to help prepare the family for any future issue that might arise. Plus, from a mental standpoint it feels good to see the debts being reduced while seeing the savings increase at the same time.

There are couples who are dedicated to paying off their low interest mortgage that are carrying large balances on their credit cards – at incredibly high interest rates. These accounts should be the priority and then move towards the lower interest loans because by doing so a great deal more money can go towards mortgage payoffs once we escape those large interest rate payments.

A dedicated approach to debt elimination and an increase in savings will take years to accomplish but now is the time to continue that journey or redouble those efforts considering the coming financial storm. I am not calling for a collapse of the American economy but there are financial problems ahead that we have never faced before and if we ignore these warning signs and do nothing, we will again be facing another pandemic-style event.

Thankfully we can all see the warning signs and have time to prepare and the time to do so is now.

Wall Street’s Total Disconnect
July 24, 2023

Wall Street and the “Buzz Lightyear – to Infinity and Beyond” crowd have pushed the Dow Jones Industrial Average to more than 35,000 and it now sits at a 52- week high. The optimism continues to run high, and money continues to pour in as emotional investors allow the fear of missing out to push them into stocks.

All of this with a serious brewing storm over the horizon.

In the 31 years I have followed the stock market I have had little regard for those who push the fear button for investors. We see articles on a coming financial reset and the dollar is going to disappear and so many other tricks to create a sense of fear among investors. It is hyperbole at work and is designed to push a product or service to public that is wrapped in fear.

I tend to ignore those who pedal fear at every chance they get.

However, this storm is one I do fear, and I do not take the implications lightly. I am not looking for a market crash, but I certainly question those who have decided that now is the time to take money from the sidelines to shove into a rising stock market. The signs are clear to me and so many others, yet many investors have waited until some stocks are at all-time highs before buying them, which is the exact opposite of the approach one needs to take.

For me, the shot across the bow was earlier this year when we had several banks fail and some within a matter of hours. The ability for consumers to access and transfer their money electronically crippled many banks with limited reserves. The regional banks were not able to respond to such an event and for a few weeks the strength of the entire US financial industry was questioned.

Wall Street had a few volatile days of trading, but the fears were soon eased as big money banks stepped in and poured in the necessary funds. The regional bank crisis was quickly averted, and investors falsely concluded that the problem was fixed, and no future issue would arise.

Not so fast.

As the 2Q earnings come in for the banking sector we are seeing companies report a concern about the coming losses associated with commercial real estate. The post-pandemic commercial real estate pivot has been well documented as reports from Kastle Research and others show how less than 50% of the workforce has returned to the office. Vacated offices will lead to loan failures and then the attention turns to the companies that hold those loans leading to the question of “Will these companies be able to adequately absorb the coming losses with the resources they have?”

In the case of larger banks, I have little worry that they can weather the coming storm. However, a recent report from S&P Global Market Intelligence reveals that 576 American banks are “overexposed to commercial real estate loans” and most of these are regional banks.

If the failure of a few earlier this year could temporarily shake the foundation of Wall Street, even for the briefest of moments, what would a failure of 100 or more do to the confidence of the financial industry?

If the dominoes start to fall later this summer or early fall Wall Street’s trajectory will abruptly change as the selloff begins. Unlike the shorter selloff we saw earlier this year, such news would create fear unlike anything we have seen since the fall of 2008 during the banking crisis. That year stocks were hammered in September, October and November as the Volatility or Fear Index (which presently stands at 14) shot to more than 90.

Banks are starting to feel the pressure as $78 billion was pulled from American banks from July 5th through the 12th, according to information obtained from the Federal Reserve Economic Data.

Sadly most investors will continue to play follow the leader skipping towards Wall Street oblivious of what is coming until it is too late. These are the investors who grabbed shares of companies at all-time highs and will end up selling them for a significant loss when the market dips.

Investors such as Warren Buffett and others will wait for the stocks to go on sale and will then grab shares at a significant discount. These investors have a proven track record of remaining patient and waiting for the emotional selloff that frequently takes place to add to their wealth.

It is a shame more investors do not exercise the same patience as some impressive profits are given to those who do.

The Folly of Chasing a “Better Life”
June 5, 2023

Everyone you ask seems to long for a better life and even say that “someday” they will work to make it happen. It is a dream for many, but the sad reality is few will ever move closer to that dream. The journey to “someday Isle” is a pipedream.

To say you want a better life is too vague and that is problem number one. It is like saying you want better health but the question that needs to be first addressed is how do we define better health? As such, how do we define a better life?

When someone tells me they want a better life I ask how they define it. Does that mean being debt free? Having a million dollars in the bank? Being financially independent?

Absent specifics it will never happen.

We then drop the ball by not assigning a timeline – there is no target date for success. Instead, we act as though we will live forever and if I do not make progress this year it is okay because there is always next year – or the year after. We stroll through life as though we have all the time in the world and there is no need to rush.

The family unit that says “We will pay off our credit card debt within 24 months” has a very good chance at doing so. Once the target date is established the discussion on how it can be accomplished comes next and that is when a concrete plan of action is developed.

When someone wants to tackle their financial future, we need specifics and a plan and that is why so many turn to the comprehensive Day Trade Fun stock trading program. With training programs of 12 months to five years there are specific paths to take based on the needs of the student and that is what sets this program apart from all others.

When you set your goals make sure that specifics on how to get there and a target completion goal are included. This will allow you to increase your chances of success!

Regional Banks Could Ruin 2023 for Traders
May 8, 2023

If you want to add some fear into Wall Street, start messing with the financial institutions. When the stability of the U.S. banks was in question during the fall of 2008, we had skyrocketing volatility on Wall Street and stocks were plummeting.

We could be facing the same scenario once again.

Warren Buffet recently sold $13.3 billion in stock and normally that move is followed by other stocks being purchased of an equal or greater amount. Instead, Mr. Buffet only purchased $2.9 billion in new stock saying there were few bargains that interested him.

Why is he holding his money?

It could be that Warren sees what so many others are seeing and that is the weakness of the regional banking industry. When Silicon Valley Bank collapsed in 36 hours it caught many by surprise and shocked far more, but the message was the failure was an isolated event and was not indicative of other banks of approximate size. It was then that a few more banks also collapsed and needed funding to help protect their customers.

The reasons for the failures are many but one thing is clear and that is rising interest rates are making it more difficult for these regional banks to operate. What is also clear is that the corporate real estate market has been collapsing (with fewer people returning to the office) and as that market plummets we look at the companies that have made a large portion of the corporate loans.

Any guesses? Yes, the regional banks.

It is only a matter of time before the pressure of unpaid loans starts to slam upon regional banks that are over-leveraged with little room for failure. The financial stress will cause other banks to fail and that will lead to more uncertainty in the financial institutions, and we will see that fear spill over into the stock market this summer and fall.

The average investor is totally unprepared for what is coming. They listen to the confident TV commentators saying there is nothing to worry about and blindly go about their lives. They see regional bank stocks sink on a weekly basis and ignore the news thinking it will not impact them but there is a good chance it will.

I see softness in the stock market ahead and in a worst-case scenario, limits could be imposed on how much money we are allowed to withdraw from the account. This kind of move will only add panic to the discussion as the government tries to alleviate growing fears over the strength of the banking industry.

When you flip stocks for quick profits the long-term panic associated with such a state is of no concern. However, the buy, hold, and pray crowd could be looking at a very turbulent 2023.

Successful People Make Time
April 17, 2023

From the age of fifteen I had the opportunity to be around Hall of Fame golfers, baseball and football players, actors, and some of the most powerful and successful CEOs in the country. As I became more acquainted with the crazy and hectic schedule of each, one question continually ran through my mind:

“How do they find time through the day to get all of it done?”

As a teenager, I would watch with amazement at how these ultrasuccessful professionals would manage their day. It seemed as
though they accomplished more in a week than others could in a month. After several years it hit me like a ton of bricks:

Successful people do not find time…they make it.

This was a revolutionary concept for a kid approaching his 20’s as I then tried to duplicate that which I had observed all of those years. In my quest to join the 1984 Olympic Baseball Team, as well as through my airline career, I simply told myself that anything important meant I would make the time necessary for whatever needed to be done.

When I started studying the stock market, I wondered how a schedule as hectic as mine would allow me to learn from Wall Street. I delivered newspapers from 4:00am until 7:30am and worked building GM car seats from 5:30pm until 2:30am – allowing time for just three hours of sleep a day.

If it was important, I told myself, I would make the time. When we founded Day Trade Fun in 2009, I would hear from students every year. Their email would state “this is my year!” as they indicated they would soon have the time available to learn how to use Wall Street as a Business. For many, I receive the same email every year from the same people, and I realize that building a business through trading stocks is just not important to them. If it was, they would make the time.

I am always encouraged by the business owners and other professionals who enroll as they work at other ventures. They may only have four or five hours a week, but they use whatever time they can to learn how the stock market works and to use Wall Street to provide a spare, part- or full-time income.

They will watch stocks at 7:00am before work or will glance at the stock market in after-hours trading from 4:00pm to 8:00pm, studying the Stock Alert emails they receive each day. Their knowledge base increases drastically with each passing month and year. Even when they have a hectic day, many are trading in the pre or after-hours session and will quickly flip a stock for a profit for a few hundred or a few thousand dollars. Success has taught them you need to learn before you can earn, and it is something important enough to make time for.

Wall Street remains the greatest business opportunity going today and for those willing to make time to learn, it can provide a lifetime of earning opportunities.

It’s worth making time for.

Are you prepared for another losing year for stocks?
February 1, 2023

In 2022 the markets had their worst year since 2008 and the consensus amongmany investors is 2023 will be a better year. Their expectation is markets will rebound nicely this year in part because last year the markets were down.

Such a position ignores the challenges that 2023 will face. Continual interest rateincreases by the Federal Reserve, a slowing domestic and international economy, supply chain issues, and the ongoing battle with inflation could make 2023 a harder year on stocks than the year before.

Sadly, few are prepared for that contingency.

The recent moves of the stock market show a dip followed by an extended increase in the market. This pattern has repeated itself so many times that some investors have rushed out to borrow money to place onto stocks, fully confident the markets will come roaring back. To their disappointment, this has not always been the case.

In fact, there have been periods in the history of the stock market where minor gains and losses have been realized over a period of ten years – with little overall improvement. Just because the market was down one year does not guarantee the markets will climb the following year.

The issue I have with this approach is it extends the time our money is in the market and more time means more risk. As someone who is always trying to reduce my overall risk to the stock market, I look for ways to use fast moving stocks for nice gains while only holding that stock for a period of 20 minutes or less.

Less time means less risk.

For the Day Trade Fun students, we keep our cash on the sidelines until we spot a fast-moving stock, and we use our exchange specific checklist to decide our exact entry and exit points. Using a small part of that cash we then buy and sell a stock holding it on average for less than 20 minutes and our average profit is just over 6%. It is an approach that I have used since 1995 in all kinds of market conditions – and with the same goal in mind of keeping my money in the market for the shortest span of time possible.

It also means we do not care what the markets do in 2023 because our approach is not market specific but stock specific and that means we have revenue opportunities that present themselves every day.

Will you own 2023, or will it own you?
January 2, 2023

A fresh new year is normally met with reflection and a desire to see more accomplished than the year before. Yet, within a few days or weeks, those desires seem to fade, and we resume the patterns from before as we drift aimlessly through the year, absent of any meaningful direction.

For most people, this is how they spend year after year.

The saddest part for me is how no “Plan B” is established. The “just in case” plan creates an additional revenue stream in the event some life-changing situation arises. When the pandemic hit, and most of the population felt powerless, it became clear just how dangerous it was not to have something to fall back on. We all need a Plan B, and 2023 will be the year for many to develop just that.

If we make no changes now, 2023 will be exactly as the last five years. That kind of thought is either extremely exciting or frightening, depending on what has transpired over the last several years. The idea of simply showing up for life to see what happens is no longer acceptable, as we need to have a deliberate plan in place to protect ourselves in case something changes.

Each December, I hear from many people who tell me their story of walking into work only to be told their services are no longer wanted. Someone else can fill the position and do it better or cheaper, so thank you and goodbye. It is an emotional shock to our system, and for anyone who has gone through it, the range of emotions is impossible to take as you are suddenly divorced from the job you have had for years – or decades.

Make this the year a Plan B is developed. Go from having the New Year own you to owning the year ahead. It may not be trading stocks but finding something that can create an alternate revenue stream in the event the unthinkable happens. The arrogance of “that won’t happen to me” is becoming more and more commonplace, which means the time for taking control over our financial future is now.

My Plan B during my airline days was always the stock market, and I spent time learning how it worked and how I could use it for short-term “catch and release” trading as I held stocks for just a few minutes at a time. Such an approach reduced my risk and allowed me to make more money in the process. In December of 2022, this spare-time trading approach netted me more than $27,000, and that means I own the year instead of it owning me.

Many people would never take the risk of having no insurance to protect their families. Yet, when we do not have a Plan B firmly in place, we are leaving our family at risk, and that cannot continue – especially with the challenging days which lie ahead.

Stocks are our Superpower
November 7, 2022

In this day of superheroes, it is nice to have a superpower that does not involve great strength, intelligence, or being born on another planet. Our superhero superpower is the knowledge to use Wall Street as a business and we use it every day.

The long-term exposure to risk for stocks held for an extended period is too much for me. I prefer to use a small portion of my portfolio where I can buy and sell a stock in a few minutes and take my 5-10% gain and leave. Less time in the market means less risk and these are the days for less risk.

Recently a stock was moving in premarket (10/24), and I was able to use a portion of my diversified portfolio to generate more than $9,700 in a few minutes. Nearly ten thousand dollars made in profit long before the opening bell ever rang and doing something that others say is impossible.

The pandemic was creating panic on Wall Street in March of 2020, and I took a portfolio of $27,000 and generated more than $42,000 in profit in a single month simply by flipping stocks for quick profits.

During the banking crisis of 2008 the markets were in a freefall from September through November. Again, I took my portfolio of $25,000 and made $100,000 in a three-month period. When the stock market is in a state of uncertainty and emotion runs unchecked, there are more revenue opportunities than ever before, and this market is providing those profit opportunities now on a regular basis

As the FED unsuccessfully battles inflation the stock market continues to see increased volatility. As the Fear Index climbs sharper market movements are ahead and that will only lead to increased emotion and more selling. The trading volume will increase as investor confidence decreases and the long term (buy, hold, and pray) investor will be in store for an extended period of serious market fluctuation.

If there is a time to have the superpower of stock trading knowledge, it is now.

Who is in control here?
October 17, 2022

As inflation rages on and the economy slips further into a Recession, I receive a constant flow of emails from people (non-students) who ask what they should be doing. They are seeing their portfolio drop by 20% to 30% and feel powerless as they see their losses mount.

Obviously, a loss is not incurred unless the person sells their positions for a loss. The prevailing thought, or hope as it would be better clarified, is the markets will recover back to the breakeven point soon. However, sometimes that journey back to a net zero can take months or even years. If a person sees their portfolio drop for two years and it takes two years to recover back to their entry point, they count themselves lucky and no harm.

I could not disagree more.

If someone has a portfolio of $400,000 and sees it drop to $330,000 the paper loss is $70,000. Once the account recovers to $400,000, the investor would consider the journey a success because they did not act on panic to sell at a loss. That’s a good thing even if it took more than three years to realize. The one thing this investor fails to realize is the opportunity cost for having no control over the portfolio for that three year period of time.

I can take the same $400,000 portfolio and use just $50,000 of that for flipping stocks for quick profits. The remaining $350,000 remains untouched as I use the $50,000 for my day trading and over the course of a year, I can generate at least $75,000 using that sum of money. I have taken portfolios of $27,000 and made $42,000 in a month so a $75,000 profit in a year is more than possible.

At $75,000 a year for three years $225,000 is generated using that $50,000 each year and no more. At the end of the three year drop and recovery period for the previous investor he stands at $400,000 and my total is a much more impressive $625,000!

Control versus non-control. Which would you prefer?

It was more than 20 years ago I discovered how much more money could be made by utilizing a catch-and-release approach. If your target profit is 5% to 10% and no more, you can quickly jump into and out of a stock holding it for (on average) less than 20 minutes. No positions are held overnight so no added risk by keeping my money into stocks that could see a drop over company or sector news.

As I approach my “retirement” years it is not lost on me how incredible it is to be able to use Wall Street as a business while using a small part of my retirement savings. No longer do I worry about outliving my savings as I use a small part of the money on hand flipping stocks for quick profits.

Many times, my day at the office is nothing more than an hour or less, making day trading the greatest business opportunity going as I reduce my risk to Wall Street by reducing the amount of time my money remains in the market.

How to Survive a Stock Market Correction
May 23, 2022

Unlike the Buzz Lightyear (To Infinity & Beyond!) crowd, I fully expect a stock market correction in the very near future.  A stock market correction is not new and, dating back to WWII, we have seen a correction, on average, every five years or so, meaning we are seriously overdue for our next correction encounter.

Fortunately, we can learn from history on what to do before a correction occurs and what to do during the event. 

Increase Your Available Cash:
A stock market correction will bring about several stock opportunities, but if you do not have the cash available it could be an opportunity missed.  Consider selling off a few of your high-end profit stocks, to increase the amount of capital you have on hand.  Warren Buffett is known for keeping $20 billion in reserves, as he waits for stocks to go on sale and it was recently reported he now has $109 billion on the sidelines!  Obviously, he is also convinced we will have a sale on stocks quite soon.

Go Shopping Now:
Do not wait until the frenzied environment of a stock market correction to decide which stocks are of interest.  Instead, do your homework now, by selecting those stocks you like…if they drop enough for you.  For each stock, identify a very clear entry point, saying “if this stock reaches this point, I will spend X-amount.”  Make your entry point and the amount of cash you are using very specific, which will help you to ride out the emotional wave as the stock price comes crashing down.  Far too many times investors will pick a price range and when the stock starts falling they change their entry price and back off, to a lower price, which never comes and they miss out on a perfect revenue opportunity.

Ignore the Experts:
When stocks start to go on sale, look out.  Every TV and radio analyst will be buying into the fear and will act as though they’ve never seen a stock market correction.  Speculation will be flying from all corners, as investors lose their minds in the absence of any clarity from those they have come to trust.  Instead, do as Warren Buffett and other big money investors do by having a clear cut plan of attack and then stick to that plan as the stock drops in your direction.  Forget what the paid analyst says and trust your predetermined plan of attack.

Think Long Term:
Investors pride themselves on catching a stock at/near the low price of the correction.  They strive to be perfect and more often than not, it costs them because perfection is overrated. 

If you like stock ABC at $32 a share, down 20% from its current price of $40 a share, then plant your flag there.  If a market correction begins and you see the price of your stock plummeting, stick to your plan and avoid the overwhelming temptation to back off to a lower price.  Instead of changing your buy order a dozen times, keep your original order in place.  Even if the stock drops to $30, you only missed the low by 6.7% and on a stock dropping this far that kind of percentage is an easy thing to accept. 

Know Your Exit Points:
Just as you know your entry points, know exactly where you will be selling.  If you are after a 20% gain, then set your sell order accordingly and leave it alone.  The same way that second guessing a buy order as the stock is dropping can work against you, so can changing a standing sell order if the stock shoots up to your desired exit price.  Yes, the security may go higher after you sell, but recognize your hard work has just provided a nice 20% return during a time when all other investors are praying for a return to their break-even price. 

One of the biggest mistakes made by investors today is not having a clearly defined entry or exit price.

Continue to Diversify:
Make certain you allocate only a percentage of your available cash to any one security.  There is a temptation, when a stock drops during a correction, to use more than the normal amount, but I strongly encourage you to stick with the time-proven principle of keeping your money diversified.

There is a tremendous amount of money that can be generated through a stock correction, whether you do it daily as our students do or once every few years as you ride out a stock market drop and recovery.  Whichever way you proceed, make certain you prepare in advance so you can react, free from emotion, when the time comes.  You may not be Warren Buffett, but you can certainly trade as he does! 

Do Naysayers dictate your decisions?
April 18, 2022

I see people living the only life they will ever be given and the decisions they make are, for the most part, decided by other people.  If they have a dream and someone says it cannot be done, they back away and lose out on a chance to make the world a better place. 

What a sad way to live.

In 1992 when I decided to study the stock market in depth to see if it could be used as a business there were naysayers in my life and a lot of them.  People would go out of their way to tell me that I was wasting my time and trying to learn how to Day Trade was a “dangerous” thing and was irresponsible.  Some friends called it gambling and tried at every turn to discourage me.  There were times the onslaught caused me to doubt my convictions but thankfully those times did not last for long.

When I created Day Trade Fun in 2009 there were people who reached out to me for training and decided not to apply for a class start because they had friends that said flipping stocks for quick gains was not possible.  As a result of those comments, they walked away, and the class slot was awarded to another and I often wonder if these people allow their friends to dictate all areas of their life like what kind of car to drive, what type of work to pursue, and what kind of spouse would be best for them.  Instead of steering their way through life they willingly turn the controls over to others to make the decisions for them.

For those of us who have dreams the idea that someone else can tell us what to do and dictate how we live is nauseating.  Had I listened to the naysayers in my life the millions of dollars the stock market has created would have not happened.  I have traveled the world, taking my laptop office with me, as people look at the life I enjoy thinking how nice it would be.  None of this would have happened if I took the path recommended by others. 

Two years ago, I took my day trading profits and purchased a second home on the water outside of Savannah.  My wife and I now spend two or three weeks in Georgia and then return for a few weeks in Ohio and as we travel back and forth enjoying both homes, I often reflect on how the naysayers in my life came close to wrecking this lifestyle for me and my family. 

I would agree the headlines in many stories suggest that day trading is not a wise choice.  What these stories do not disclose is these people tried to take on the stock market without a proven system and paid the price.  The idea of sitting down at a computer and saying, “Hold my beer and watch this” is a recipe for disaster and far too often families pay the price for this kind of reckless behavior. 

When naysayers tell me it can’t be done, I recognize it is really them telling me that they could not do it.  They want me to give up on my dreams because they were incapable of making their dreams come true. 

As for my students, monthly gains of $10,000 and more are being generated while they are still in training and that is the beauty of using Wall Street as a business. 

Life is too short to allow others to dictate your future, so ignore the naysayers in your life.

Catch-and-Release During Volatile Times
March 14, 2022

During times of increased volatility, I am often asked how I fared, given the wild swings that were taking place on Wall Street. Each time I respond that it is business as usual.

I have traded through the DOT.com bubble, the attacks of 9/11, the banking crisis of 2008 and every crisis since and each time my catch-and-release approach has served me well. In fact, during times of increased volatility holding stocks for shorter periods of time can help to generate much more cash.

Those who Day Trade, or buy and sell in a single day, are trying to use stocks for shorter periods of time to generate their profits. For our students, the average hold time is less than five minutes, and our average profit is 6.5% and with a batting or success average near 80% it does not take long for the profits to build.

During the time period of February 15, 2022, to March 9, 2022, I used 38 stocks, flipping them quickly for gains, and generated $22,556 in just 16 trading days. That is a daily average of more than $1,400 using the stock market for a few hours a day and from whatever location I choose.

In February and March I split my time between Savannah and Cincinnati and since my office is my computer and it travels with me – the ease and flexibility of having a portable business is life changing.

No one knows what the future holds and for long term (buy, hold, and pray investors) there is a growing concern over what the world events will do to the global and domestic economies. Having money in the stock market 24/7 means the funds are at constant risk and any domestic or global event could cause the markets to drop quickly. When you do not hold stocks over, as is our continuing approach, there are no such worries as only a small part of our money is exposed to risk at any one time and remains in the market for minutes and not weeks or months.

When you do the math, holding stocks for quick 5% gains adds up quickly and with the added benefit of less stress because of the time that money remains in the markets.

Less time, less risk and more money generated.

Limited Time Means More Cash
February 23, 2022

When I first started studying the market in the 1990’s it did not take long for me to start making money. I would place a good amount of money into a stock I trusted, and over the course of the year, I would see gains of 30%.
I felt like the greatest investor in the world.

Yet, the idea of keeping my money in the market for extended periods of time bothered me. I do not like risk at all, and I knew the longer I kept my money in the stock market, the more risk it was subjected to. Bad news from the company, a sector hit, or an overall drop in the stock market could send my portfolio down by 10% or more.

I wanted less risk, but the only way to make money is to place it into the market so it could work for you. How could I make money with less risk?

Over the course of a decade, I studied the movement of tens of thousands of stocks daily and discovered, much to my surprise, a repeatable pattern in many of the stocks I observed. I started practice (or paper) trading and found ways to detect, track, and then use these stocks for smaller daily gains.

Since I did not know these companies as well as I knew the ones I used before, I would place only a percentage of my portfolio into any given stock and was pleased to see gains averaging 5% each. I was thrilled to see my exposure to risk greatly reduced, as I would hold each stock for only a matter of minutes.

Fast forward 25 years, and today I teach others how to spot and use these repeatable patterns. I understand there is a chorus of doubters who still contend such actions are impossible, and I take great pleasure in proving them wrong daily. (Is that bad?)

As I prepare this, I am reviewing my trade data for the last six trading days. As an instructor, I have very little time to trade as I did before, but I still look for ways to get involved with a few stocks that we encounter. If I was able to trade full time, the number of stocks I could use would be much higher.

In the last six days of trading, I have used 14 stocks and 12 of those for gains. That means a 12 for 14 streak or 86%, and during that period, my profit or revenue generated is $14,128. As an added note, the average hold time for each security is less than 20 minutes. This means I have the best of both worlds in that I can still use the stock market for impressive gains, and my money is exposed to risk for far less time.
As a person who likes to crunch the numbers, I also know the money I can generate from flipping stocks is far greater than the money my portfolio could generate if I had it in a traditional (well-diversified) stock portfolio. That means my approach of less time in the market generates more money than a typical approach and with far less risk.

My retirement has been redefined.

I can use Wall Street as a business, from wherever I choose to be, and can use that business from 4:00am until 8:00pm. No longer am I concerned about outliving my retirement savings because I now can generate cash using my stock portfolio without touching the savings I have set aside. And generating $2,354 a day, on average this past week, means I am not required to downgrade my standard of living to do so.

Less time means more cash and a lot of it – with a lot less risk attached.

Are the markets poised for a serious correction?
December 13, 2021

A stock market correction is defined by a dip of 10% but not as much as 20% and anything 20% or more is considered a stock market “crash.” As the worries over inflation continue to mount many are predicting the markets are preparing for a fall.

When I am asked about my personal feeling about a stock market correction or crash, I simply shrug my shoulders. Since the money in my portfolio is used on a short-term basis and is not exposed to the long term buy, hold, and pray approach a correction or crash does not affect me.

I have used my approach to trading stocks for more than 25 years and have seen the markets in a state of correction and crash and for me it is simply business as usual. Spot the stock, track the stock, and then determine my exact entry and exit point and if the orders trigger, I can see a 5% to 10% profit in less than 20 minutes on average.

Since most investors do not approach the market as I do, I am forced to provide an alternative answer that speaks to these worried individuals. My first point is always that these drops and corrections are a normal part of the market movement. They always have been and will always continue to be the case. As such, it is best to not be overly worried – but you can prepare to take advantage of opportunities through this anxious time of trading.

The key is to do your research before any market correction or crash. Identify the top stocks you like and then select a bargain basement price that you would like to buy the shares at. It might be a 15%, 20% or even a 30% or more drop under the current price. You have conducted your due diligence and have determined, prior to any adverse market reaction, what you would do. This is the exact same approach that Warren Buffet uses, and it has made him one of the richest men in the world.

If you are not sure which companies are the most attractive, I suggest you look up the list prepared by the Wall Street Journal on December 13, 2021. They listed the top 250 companies by management, customer service, financial responsibility, and other factors. You can see this exhaustive list at wsj.com/mgmrangkingsreprint.

Once your wish list is prepared you need to make sure to have ample cash to place the orders inf the stocks fall quickly in your direction. Mr. Buffett keeps hundreds of millions of dollars on the sidelines for just the right moment and while we do not have that kind of cash to throw around, we can still be ready.

The next two parts are the hardest and is where most drop the ball.

We need to then patiently wait for the stocks to begin falling and avoid the temptation of jumping in at a much higher price, fearing the security will never reach our predetermined entry point.

The next step, and it can be a hard one, is to pull the trigger once the stock reaches your predetermined price point. This one is tough because you have just witnessed the stock of your dreams drop 20% or 30% and the overriding fear is the stock will keep going down and you should wait. After all, it could keep going and there is no harm in being a little more patient – right?

Most investors refuse to place the limit buy order and continue to wait until the stock sees a sharp decline (they were right!) and then starts to see a price recovery just as fast. Before the shocked investors know what happened the stock that was within buying range has now risen in price and is 8% higher than where the stock would have been purchased. Thinking the stock will return this timid investor backs off and waits for it to dip once again and it never does.

A perfect revenue opportunity lost.

When a stock is falling fear takes over and most investors are unable to follow their predetermined plan of action. Instead of realizing they are getting a high-value stock at a discounted price they try to be perfect. They keep backing off as the stock drops until some “perfect” time to buy shares and in the end they miss out and are helpless to watch the stock recover over the next several weeks and months without buying one share.

A perfect plan, but horrible execution.

If you want to be successful using the stock market you need to act like those who use it well. Warren Buffett sits on the sidelines holding his cash watching overanxious investors buy overvalued stocks at highly inflated prices. These investors have a fear of being left out and will simply play follow the leader buying stocks they are told to buy.

Then, as the market experiences a normal correction or even crash, these same investors will dump their shares at insane prices – far below where they purchased them thinking the stocks will continue dropping. In other words, and this is worth pointing out, these investors bought high and sold low which is the exact opposite of what they should have been doing.

Savvy investors are planning for the next market dip and are ready with their predetermined plans on how to proceed once it happens. As the market dips they will follow their predetermined and non-emotional checklist and they will come out on the other side in much better financial shape than before.

It is all about preparation and the time to prepare is now.

My Day Trading Freedoms on July 4
July 4, 2021

Freedoms I now have thanks to Day Trading:

1. Toll Roads
2. Rush hour traffic
3. Looking for a decent parking place
4. Moody bosses
5. Bad weather driving
6. Begging for a day off to care for my sick child
7. A dress code
8. Maintaining a professional/business wardrobe
9. Office politics
10. Cranky co-workers
11. Dictated lunch hours (now I eat when I am hungry)
12. Mandatory overtime (a one to three hour workday is fine with me)
13. Working holidays
14. A pre-determined pay scale
15. Being expected to work more when downsizing occurs
16. Limited, if any, upward mobility through promotions
17. Worry about losing my job & providing for my family
18. Time clocks
19. Wasting time looking for the cheapest gas station
20. The stress of constantly trying to please others

This past week we held stocks for two minutes, four minutes, twenty-two minutes, and one for less than a minute – all of which produced profits.

The Day Trade Fun approach is simple: Reduce your risk to Wall Street by limiting the amount of time your (diversified) cash is in the stock market. With reported gains in June from our students in excess of $20,000 and $40,000 – it works!

See how it is done in our Video Tutorial library!

The Week of GameStop
January 27, 2021

Rarely do we see a $4 stock cause such an uproar, that is unless that stock sees a 1500% increase in less than ten days and on no news to support the rapid ascent to a higher price – and higher it went.

People who had never traded a stock in their life or could pick out a stock ticker symbol was hearing and seeing the news reports of this runaway stock and the confusion and speculation was running wild.

Warren Buffett says you cannot make money flipping stocks and I quickly reply that yes we can. Just because he cannot find a way to make it happen does not mean it is impossible, because my students and I prove it every single day that the markets are open.

As a quick overview, here were the closing prices for GME:
January 12: $19.95
January 19: $39.12
January 25: $76.79
January 26: $147.98
January 27: $347.51

During the pre-market trading on the 28th the stock reached a high of $512 before the price dropped back as the opening bell rang and trading proceeded.

My phone and email inbox exploded as media outlets across the country wanted to know what in the world was going on. How could a stock like this come from nowhere and instantly become “the talk” of the entire financial world? How did it happen and where will the stock go from here were the other questions I attempted to address in what time I had during these radio appearances.

The speculation that this was a coordinated attack against a huge hedge fund company was, to me, a reach. The result of the action of the trading did have a significant and adverse impact on the company but the idea that tens of thousands of traders united to “stick it” to the large company seemed unlikely. These men and women of all ages were after one thing – a profit where they could sell their stock for a much higher price than they purchased the shares.

Since the pandemic of last year we have seen more than 11 million online brokerage accounts created as millions of people decided to take the extra time they had been afforded to take a run at day trading stocks. The numbers increased at such a historic pace the Wall Street Journal had an article entitled “Everyone is a Day Trader Now” that appeared on July 25, 2020. The article detailed just how popular the craze was for people to trade stocks at a pace we have never seen before.

Unfortunately those who began saw a number of early failures as they ran into the emotion-drive stock market where little seemed to make sense. These new traders were prepared to make logical decisions that was certainly going to lead to a string of profitable trades.

They quickly found out the flood of emotion often takes control.

In the case of GameStop and several other securities it was emotion overload or what I frequently called “follow the leader on steroids.” Here there was little due diligence but more of a follow the leader pack mentality that caused people to buy shares of a stock because the prevailing thought was they should do so. Even though the stock was valued by Wall Street analysts at $17 a share they had no hesitation grabbing shares at $300 and higher. Some were so excited over the “sure thing” they grabbed shares on margin or borrowed money as they complicated the first mistake with another.

Most of these new traders are convinced the stock will continue to rise and the sky is the limit. Most are completely unprepared for the horrific reality of what is about to occur as the share price for GameStop meets reality.

I have watched the stock market for 25 years and I have seen these types of stocks on a regular basis as they rise inexplicably only to fall days later leaving a trail of traders who are trying to cope with what just happened. They believed the email, text or tweet that said this stock would increase in price for weeks to come and now their shares are worth 20% of the price they paid.

Most of these traders panic when the stock first starts to drop and they will average down, or buy additional shares at a lower price. They still believe the stock price will recover big and using additional purchases at lower prices they are convinced their profits will be even higher after the stock returns to those loftier levels.

Yet, the stock continues to fall and fall big as those who remain realize they are the few who are holding a stock that has little value. Their losses are staggering and lives are destroyed as a result and all because they chose to trust another and play follow the leader.

In this case the stock should change the name from GameStop to Game Over because for many that is exactly what is about to happen.

The New Norm: Working from home 
September 14, 2020

The COVID19 crisis of 2020 has changed the way businesses operate. At first the move to have employees working from home was temporary, but now for some companies that is becoming permanent.

The good news for employees is they can now work from the comfort of their own home. The bad news is they are still working for someone else.

Why work to make someone else rich?

Those who contact Day Trade Fun are men and women who are tired of working for Corporate America and want their own business. They want to work from home or from wherever they choose to be, using a portable business where stocks can be flipped for quick gains.

In August of 2020 I reviewed 54 of our student trade summaries and 87% of them reported a profit and some were able to see gains in excess of $10,000 to $12,000 in a single month. Not bad when you are working for yourself and are able to keep all of the profits!

During my 2,000 radio and TV appearances a year I always strive to remind the audience that they do not need Day Trade Fun or any other company to learn how to successfully trade stocks. If you watch the markets long enough you can spot the intraday repeatable profit patterns that appear on a daily basis.

In time you will see that greater profits can be realized using the market for shorter spans of time. Instead of the buy, hold, and pray approach you can greatly reduce your overall risk by decreasing the amount of time your money remains in the market.

In 2020 we have seen months where profits of more than $40,000 in a month have been realized and that is made possible by flipping stocks for quick gains – taking advantage of the daily revenue patterns that the stock market provides.

For those who want to work from home using Wall Street is the perfect approach. Also, making yourself rich is far better than working hard to make someone else rich!

It is Time for Warren Buffett to Shut Up
July 13, 2020

The words “shut up” are not a part of my regular vocabulary, but on this occasion they fit perfectly as it is time for “The Oracle of Omaha” to shut up and stop speaking on matters of Day Trading.

His recent rants attacking those who choose to flip stocks for gains, also known as Day Traders, does not sit well with me because had I listened to the likes of Mr. Buffett 28 years ago I would not own my life as I do now. (It is a shame most people do not own their professional life, as they instead simply rent it out to the highest bidder.)

Warren Buffett says you cannot make money flipping stocks and I quickly reply that yes we can. Just because he cannot find a way to make it happen does not mean it is impossible, because my students and I prove it every single day that the markets are open.

I am reminded of the Chinese Proverb: “The person who says it cannot be done should not interrupt the person doing it.”

When I hear Mr. Buffett and others scream that flipping stocks for gains is reckless, stupid, and impossible I hear another unintended message. They have tried and failed and since they were not able to succeed there is no way anyone else can either. They are smarter than everyone else (in their eyes) and if they could not succeed no one else can. This arrogance is nauseating.

I beg to differ and I have documentation (not just words) on my side.

I could offer the trade summaries from the fall of 2008, as the financial crisis rocked Wall Street and investors. My $25,000 portfolio generated $91,555 in profits in September, October, and November of that year.

Perhaps the $200,000 generated in 2009 could support my position or the 420% that my portfolio is up in 2020? My spare time trading in June of this year generated $18,219 and my day trading in March generated $41,320.

Don’t tell me that it is impossible to flip stocks for quick gains.

My students provide their trading summaries on a monthly basis as I critique them to provide needed adjustments through their training. Seeing students, who are just starting to learn how to use Wall Street, earn $3,000 and $4,000 a month is thrilling and when they start to hit $10,000 and more as they proceed it only gets better.

With apologies to the “experts” we have found a way to be financially free.

The “experts” say to get a job with a good company and retire with benefits and sadly many people later find their beloved company has filed for bankruptcy and is unable to provide as promised.

We are told to trust the government for our social security benefits, although now we are being told in 15 years there could be a 20% reduction in benefits since far fewer workers will be contributing to the program.

Today we are told to leave stock trading in the hands of experts, such as a Warren Buffett which is strange since 43% of his Berkshire holdings is made up of one stock (Apple). Aren’t we told the best approach to use in investing is proper diversification? Not the case here obviously.

My frustration is not a personal one against Mr. Buffett or the others who say flipping stocks cannot be done. I admire many of these men and women for their professional accomplishments and their example should be used as a blueprint for future generations. However, when these people utter opinions that suggest trading stocks as a day trader is not possible I know those words could discourage others from trying and that infuriates me, because they do not know what they are talking about.

I went from living for ten years in a motel room to traveling the world, all because I was able to find a way to successfully flips stocks for gains. My sons were given high school graduation presents with two-week family trips to Italy and China because of that success and my wife and I travel the world, because I refused to listen to the so-called experts who said profitable day trading was not possible.

I would be remiss in my responsibilities if I did not at least acknowledge where these misguided opinions originate. We have all read the horror stories of some anxious new day trader who jumps into trading without a clue as to what they are doing and within a short span of time they have lost a considerable percentage of their portfolio. This is reckless and ill-advised because no one should approach Wall Street without a proven track record of 75% or more in successfully picking the correct stocks at the correct entry positions.

Over the last decade, I have repeated the message that aspiring traders do not need to hire me to learn how to trade, as anyone can learn on their own if they take the necessary time to do so.

Simply watch the markets for an extended period of time and you will begin to see the intraday price movements of stocks. In time you can determine the best entry and exit points for daily gains.

The next step is to practice trade (with no money) for a period of at least six months and if your batting average is 75% or better you can begin live trading with a small amount of $500 or so for an additional three months to make sure your batting average remains above 75%. If so, you can begin to slowly increase the amount of money used and can watch your profits grow accordingly.

The unfortunate truth is 99% of traders are so utterly impatient that they refuse to devote the necessary time in study and learning – before they start trading. They jump in completely unprepared and get plastered by the stock market and walk away a short time later convinced “it can’t be done.”

Anything meaningful in life requires a price to be paid and sadly few seem willing to pay it. Even with the very financial future of their life in the balance, many will refuse to devote the time and energy required and will leave their future to chance.

Corporate America: Any Day could be Your Last
June 8, 2020

Your services are no longer needed, thank you and goodbye.

Those few words can change a person’s life forever. The job they loved and sacrificed for has ended, as the company decides to eliminate the position or give it to an employee at a lower rate of pay.

Through the COVID19 crisis, many people were given the news that their job was gone, and they had absolutely no time to prepare. They arrive for work like it is any other day, and during a quick one-minute meeting, they are thanked for their service and sacrifice and are shown the door.

Many of my friends in the airline and radio industries received the news, and millions more were told they would no longer be needed at work recently. For some, the jobs will return and, for others, their position is forever lost.

Any day in Corporate America could be your last.

We all know this could be the case, but we do nothing to prepare. We blindly go to and from work thinking that our job will always be there. In our minds, we do an incredible job, and we are appreciated and the idea that we could be let go is ridiculous. At least, until it happens.

During my career in the airline industry, I was honored with award after award and was always told I was among the “up and comers.” I was the future of the company and, eventually, my hard work would pay off and the entire time I knew it was a bunch of bull. Yes, it could happen, but I knew how Corporate America worked and, sure enough, one April 17th, two executives walked into my office at Northwest Airlines to say, “Your services are no longer needed, thank you.” In less than three minutes, I was escorted to the door.

This time I was prepared because I had studied the stock market for years, and I swore to myself that I would never again be dependent on the whims of a company or a boss. I would be the person in charge, calling the shots, as to where and when I would work and at what rate of pay. I was tired of making other people rich and knew it was my time, and I put Plan B into action and was eventually making four-times what Northwest Airlines was paying me simply by flipping stocks.

Through the Coronavirus crisis I heard from so many people who were lost, they had no idea what to do. They had no back-up plan and were simply waiting for someone to bail them out of the mess they were in. Their entire professional life was in limbo, as they waited for some outside force to move them towards another low paying job.

I say enough.

One of the reasons my passion levels have remained so high over the last 10+ years during my radio and TV interviews (and 18 hour days) is to educate as many people as I can about how the stock market can be used for spare, part, or full-time revenue – whether they choose to use Day Trade Fun or not.

Many of our students are earning $3,000 to $10,000 a month as they are learning how to use Wall Street as a business. Many of these are still working for someone else as they learn their lifetime skill. Some are four years or longer away from retirement and they are investing time now to learn a skill that serves as their Plan B.

During the month of Ma,y I had students making as much as $35,000 in the month flipping stocks for quick gains and as they are still learning! We have many who have a stock portfolio that is up 100% and more through the first five months of 2020 – as they prepare to have a back-up plan that they can implement whenever they are told “Thanks…” by Corporate America.

After all, any day there could be your last.

Coronavirus Crisis: Few were prepared
April 13, 2020

The year of 2020 started with unbridled optimism and a roaring economy. Yet, in a few short weeks the approaching Coronavirus crisis changed our world and our country in a way no one expected.

And few were prepared.

For the last 25 years I have advocated that we all have a Plan B in place, just in case the unforeseen happens. We never know when the position at our workplace will be reduced or eliminated and we never know when a national crisis will shut down the majority of our economy. We did not not see this crisis coming until it was too late, but hopefully we can take the lessons learned and prepare for the next time the unknown overtakes us.

My Plan B was to use the stock market to make a living, as my backup in case something happened. This would allow me to be portable and flexible, using my laptop from wherever I chose to be and to work at whatever times I chose between the 7:00am and 8:00pm trading times. I made the decision to prepare as many of our students have done over the last 10+ years, as they no longer depend on Corporate America.

During March, when so many people were ordered to remain at home and unable to work, our group was busy using the stock market to create profits of $10,000 to more than $40,000 in a single month alone! Our preparation allowed us to weather the storm and to provide for our families.

Trading stocks may not be your choice, but I strongly urge you to develop your Plan B. Have something in place that can allow you to generate revenue from home or wherever you choose to be. Do your homework and prepare now, regardless of how long it might take, so the next time a national crisis overtakes us, you can respond in a positive fashion instead of being forced to wait it out…hoping things will improve.

Your future deserves the time it takes to prepare now.

March 2020 Trade Results!

Portfolio used:  $27,000
Profits:  $41,319.96
74 for 89:  83%

March of 2020 will go down in history as one of the most volatile months ever, with the Volatility or Fear Index spiking to 85. Being a long term investor during this month was difficult indeed. The first quarter of 2020 was the worst quarter in the history of the market and the month of March caught most investors completely by surprise as they had no response to what was taking place.

By contrast, we had the perfect response.

The Day Trade Fun approach is to limit the amount of risk our money is exposed to by limiting the amount of time our money remains in the market.  Our average hold time is 20 minutes and if there was a month to utilize the catch-and-release approach it was March of 2020.

I took a portfolio of $27,000 and engaged (purchased) 89 stocks and made money on 74 of them and netted a profit for the month of $41,319.96.  My portfolio increase for the month of March was 153% and during a time when most stock portfolios were quickly moving in the opposite direction.

The comprehensive Day Trade Fun stock approach can be used if the markets are going up, down or sideways since our approach is stock-specific.  I have used this approach since 1992 and recall during the banking crisis (October of 2008) I used a cash portfolio of $25,000 and generated $41,637 during that month also.

Stocks were simply purchased and sold, with no option contracts used.  The advantage of our approach is the diversified portfolio was used for small increments of time, which allowed us to greatly limit the level of risk that portion of money was exposed to.

Flipping stocks for quick profits remains the perfect approach to this market.

Earn As You Learn
February 3, 2020

In high school and college, learning comes before earning. Yet, in our world, we do both at the same time.

Most students who enroll in the 12-month online Day Trade Fun comprehensive stock training program have never before traded a stock. They have no idea how any of it works, but are intrigued at the idea of using Wall Street as their portable business. They are amazed at how much they learn and at how fast the pace of that learning is.

A student in our November 2019 class, at 82 years young, sent us an email saying he has learned more about using the stock market successfully in the first few weeks of our program than he has learned in the past four decades. His “part time” earnings through mid-January were $2,895!

Our program is a 12-month course, but our students are making live trades within a few short weeks. They start slow and gradually build upon their successes, but in time find they can earn as much in their part time job than many earn in a full time job in Corporate America!

Our students learn how to trade stocks anywhere from 7:00am until 8:00pm ET. When they trade and for how long is completely up to them. It is a portable business, so we have students learning and earning, as they quickly flip stocks for profits on average in twenty minutes or less, from every state in America, Europe, Asia, and in New Zealand. The program has been used for profits for more than 20 years and for those accepted into our program, it can be a life changing experience. After all, learning how to take $25,000 and generate as much as $100,000 or more a year can allow us to navigate the wonderful waters of retirement without the nagging worry over outliving our savings.

We generate money as we choose, from wherever we choose to be.

I am frequently asked about the “here today and gone tomorrow” people touting various trading techniques on social media. It seems they are everywhere and my reply today, as it has been for years, is to ask how their students are doing.

Yes, I can hear a claim from some guru which says they generated $22,000 last month, but how much did they lose in the process? If someone made $22,000 and, at the same time, lost $30,000, they ended the month at a deficit of $8,000. Yet their claim of making $22,000 would still be (legally) accurate.

I personally took $25,000 and generated more than $300,000 in a 24 month span (net), but I am far more pleased and proud of the performance of my students – as they learn to use the stock market.

Through the first three weeks of January, or some 16 trading days, some of our students have net profits of:

$4,353
$2,895
$2,625
$2,499
$7,237
$1,587

Of just this small sampling, if you took the combined earning average of $3,533 after three weeks, the 52 week total would be $61,200! When you consider this is money created, while still learning how to use the stock market, can you imagine when the student is firing on all cylinders?

We only take a limited number of students per year, but if you are interested in earning while you are learning, contact us today so you too can learn how to use Wall Street as a Business.

The Year for 200+ Paychecks!
January 6, 2020

I love getting paid every day I work.

When I am asked how often I get paid, I enjoy saying as many as 250 times a year. The response from those I am talking with makes it clear they have no idea how anyone could see that many paychecks in a year. I know, because it is an ongoing way of life.

We can begin our trading day as early as 7:00 am eastern time, in premarket trading. The pace picks up considerably at 9:30 am, and that regular session continues until 4:00 pm, and there is an after-hours session that runs until 8:00 pm. All in all, there are as many as 13 hours in a day to use Wall Street.

One of our students, who has a $12,000 portfolio and trades spare time, shoots for $1,000 a week or $52,000 a year. Enjoying the current full time job, the spare time business of flipping stocks is a nice way to generate additional cash for the year, and who can argue with a $50,000+ spare time job?

After the first full week of trading for her, five stocks were engaged, and four generated a profit, and the week ended with a profit of $1,269.69. The batting average here for the first full week was 80%.

Another, who uses a $25,000 portfolio, used eight stocks, seven of them for gains, and generated $4,241.52, and he has a weekly goal of $2,000 to $3,000. The batting average here was a sweet 88%!

Sadly, for some, 2020 is going to be just another year. However, for those who are learning how to flip stocks for quick gains, a lifetime skill is being learned that can create ongoing revenue for decades.

The Ability To Create Time
December 9, 2019

One of my goals in learning how to flip stocks was to create time.

Life is normally defined by our years of education, followed by the decades of working in our profession, followed by a few short years of retirement when we are supposed to “enjoy life and take it easy.”

Why is the fun part relegated to a few short years?

When I worked for Northwest Airlines I was paid $200 a day for my work and some of my weeks were as long as 50 to 60 hours. I was thankful to have a job, but I knew that I was working for someone else the entire time. They told me when to work, what to wear, when I could take a day off and ultimately how much I would be living on.

When I learned how to flip stocks for quick profits, my entire world changed and in a way I could have never before imagined. Now I would spend 15 minutes making $750 and I could take the rest of the day off or even take two days off, if I so chose. I had days where the system I had developed would generate $1,000 to $4,000 in a day, giving me the freedom to use my days and weeks as I decided. I no longer relied on someone else and I was finally free to spend my time as I decided.

The money I was generating created time for me to do whatever I wanted.

The freedom of being able to take my laptop office anywhere I wanted was also a huge benefit to my new life. I could work on the beach or in the mountains or from a hospital room, if that is where I needed to be. Learning how to flip stocks for quick gains also allowed me to look forward to my “retirement” years free from worry. I no longer had to concern myself with outliving my savings, because I learned a way to create cash for the rest of my life.

When you can use the majority of your time doing what you choose to do, you have succeeded in creating more time to do the things you desire to do.

Life was meant to be enjoyed, doing what we want to do!

"I Want Your Life"
July 8, 2019

These four words I have heard many times over the last 20 years, as many comment on the life I have been blessed with.  Yet, I respond each time by stating anyone can achieve what I have in using Wall Street as a Business.

If my wife tells me she wants to visit Chicago, Boston or New York in the near future, I have no boss to ask.  Instead of asking which city she would like to see, we simply plan to visit them all.  A quick drive to Chicago for a few days and then off to Boston and end the road trip in the Big Apple.  Since I can work from anywhere we happen to be, it is not a problem.

Most people wait until retirement to achieve freedom in life and my position is, “Why wait that long?  Take control of your future now.”

The idea of waiting until retirement to do what you want is tragic to me.  I see people living lives without passion every day, as they continue to go through life like a zombie with a countdown of “15 more years” until they can retire and (finally) have the freedom to do what they want.  When some reach retirement though, health issues have forced them to accept a life of limited mobility and they can no longer do what they want, when they want. 

Perhaps they arrive at retirement with less savings than expected and they are limited in what they can do, as the need for stretching out their savings is the primary worry.  They want to do a great deal, but circumstances prevent it.

We only have one life, why not strive to make the most of it?

It has been my professional crusade over the past twenty years to proclaim to the world that Wall Street can be used as a spare, part, or full time business.  I know it sounds crazy, and that is what keeps most from considering it, but I know from experience that the stock market can be used for ongoing gains – as long as you follow a proven system.

Within the Video Tutorials on the Day Trade Fun website, one segment is on the mistakes made by those who try to flip stocks on Wall Street.  They blindly charge into the stock market and expect their “good decision making skills” will carry them to incredible profits.  Instead, they discover they were unprepared and it costs them money and (worst of all) their future financial freedom.

Anyone can use Wall Street for profits.

In the fourth quarter of 2018, when the markets were in a dive, we used 109 stocks and saw a 55% profit/increase in our portfolio.  Not every stock trade was a winner, but 83 of the 109 stocks used did provide a profit and a very respectable batting average of 76% was seen.

The bottom line is we can do the things everyone else is doing and we can expect the same results.  If your goal in life is to be exactly like those around you, then doing the same thing day after day and week after week and month after month and year after year will get you there.  However, if you want a different future, you need to take a different road now.

Become a student of the stock market and learn as much as you can.  Dismiss the notion that you know it all and accept that there is room for improvement and carefully and slowly progress as you look for ways to flip stocks for gains.  Paper (practice) trade for months until you achieve a 75% or better batting average and then (and only then) begin to use $500 a trade for an additional 3-4 months to make sure that batting average remains strong.  Use the free training videos on our website and refer to the Success Blog and, over time, you can lean a great deal.

If you prefer the faster approach to learning, contact us and we will do everything we can enroll you in an upcoming class start and you could be making live trades within 6-8 weeks! 

Either way, make the most of the life you have and never settle for less than the best.

Successful People Make Time
June 10, 2019

From the age of fifteen I had the opportunity to be around Hall of Fame golfers, baseball and football players, actors, and some of the most powerful and successful CEOs in the country.  As I became more acquainted with the crazy and hectic schedule of each, one question continually ran through my mind:

“How do they find time through the day to get all of it done?”

As a teenager, I would watch with amazement at how these ultra-successful professionals would manage their day.   It seemed as though they accomplished more in a week, than others could in a month!  After several years it hit me like a ton of bricks:

Successful people do not find time…they make it.

This was a revolutionary concept for a kid approaching his 20’s as I then tried to duplicate that which I had observed all of those years.  In my quest to join the 1984 Olympic Baseball Team, as well as through my airline career, I simply told myself that anything important meant I would make the time necessary for whatever needed to be done.

When I started studying the stock market I wondered how a schedule as hectic as mine would allow me to learn from Wall Street.  I delivered newspapers from 4:00am until 7:30am and worked building GM car seats from 5:30pm until 2:30am – allowing time for just three hours of sleep a day.

If it was important, I told myself, I would make the time.

When we founded Day Trade Fun in 2009, I would hear from students every year.  Their email would state “this is my year!” as they indicated they would soon have the time available to learn how to use Wall Street as a Business.  For many, I receive the same email every year from the same people and I realize that building a business through trading stocks is just not important to them.  If it was, they would make the time.

I am always encouraged by the business owners and other professionals who enroll as they work at other ventures.  They may only have four or five hours a week, but they use whatever time they can to learn how the stock market works and to use Wall Street to provide a spare, part or full time income.

They will watch stocks at 7:00am before work or will glance at the stock market in after hours trading from 4:00pm to 8:00pm, studying the Stock Alert emails they receive each day.  Their knowledge base increases drastically with each passing month and year.  Even when they have a hectic day, many are trading in the pre or after hours session and will quickly flip a stock for a profit for a few hundred or a few thousand dollars.  Success has taught them you need to learn before you can earn and it is something important enough to make time for.

Last week we had someone buy a stock at 8:00am using $6,600 and sold their shares at 9:51am for more than $15,000, giving them a profit of more than $9,400 in less than two hours!  They made the time to learn and are at the point where they can earn and earn a great deal, with minimal effort.

Wall Street remains the greatest business opportunity going today and for those willing to make time to learn, it can provide a lifetime of earning opportunities.

It’s worth making time for. 

Two Quarters: 77% Portfolio Increase
March 25, 2019

In the 4Q of 2018 and the 1Q of 2019, our portfolio is up more than 77%.

When I started trading stocks in the mid 1990’s, I had a small army of skeptics who continued to tell me that Wall Street could not be used as business. Yes, some were making money as the markets soared, but those times were brief and those same people lost money as the markets fell. The skeptics had a compelling argument, but I decided to push on anyway.

By May of 2003 my improved system of flipping stocks allowed me to jump in and out of Wall Street in a matter of minutes. This limited exposure would thereby limit my risk and that appealed very much to me. Friends had seen their portfolio drop by more than 10-20% during significant downturns of the market and always assured me that it was okay – because the market would come back. Oh, it might take several years to fully recover, but it was okay.

For me, from a purely business objective, that approach seem flawed. If you used stocks on a short term basis there would be no down-time, or waiting for stocks to recapture previous share prices. No wasted time where revenue production was on hold. The opportunity cost of waiting was not an option for me. Instead, my objective was to use the market in any condition whether the market was going up, down or was in a prolonged stall and in 2003 I perfected that approach.

When my stock trading (no options or margin trading) started generating more than $100,000 using a cash portfolio of just $25,000 there were a ton of skeptics. I would show them my trade summaries and even copies of the checks TD Ameritrade would send me (no ACH transfer available then) and still they would shake their head in disbelief. I became so frustrated at the prospect of someone calling me a liar I even showed them my IRS tax returns when my yearly gains approached $200,000 and again they would refuse to believe it.

In time I began to understand where these people were coming from and I learned not to take the attacks against my character personally. They were not really stating they could not believe me, but rather they would not because that would mean I was doing something they had tried desperately to do – and failed. Many of these people have the mental mindset that if they could not figure out a way to use the stock market successfully, no one could…especially not some general manager from Northwest Airlines. Once the revelation hit me it was far easier to brush aside the attacks which come on a (too) regular basis.

So how it it possible to see a 77% increase in just six months?

When I started studying the stock market in 1992 I was fascinated with the one year patterns of various stock prices. Some went straight up, others down while others bounced between a narrow price pattern for most of the year. I spent thousands of hours studying these patterns and expanded my research into six-month price patterns and then compared those to the 12-month ones and the differences were striking in so many ways.

After several more years I narrowed the scope from stocks on a six month basis to a one month basis, as my original plan was to use stocks on a short term basis of no longer than a month at a time. Early on I identified the obvious risk associated with trading on the stock market, so the clear path to take was the one that reduced the amount of time my money was in the market and that would lead to a reduced level of risk. (Key point)

As I applied my stock selection process to stocks I was tracking, I was more than pleased with my success and I was seeing sustained success. It was at this time a thought it hit me that change my world:

“Could stocks see this kind of revenue profit pattern on a daily basis?”

In other words, could stocks move in a day as I was seeing from a six and twelve month price movements? I quickly started examining stocks as they traded through the day to see if there were any similarities and was astounded that the same rolling or channeling patterns existed here as well. I was in shock and felt like the prospector who unearthed the biggest diamond reserve ever.

In time I was paper trading (practice) for months to see if I could use stocks on a daily basis and still see a 70% or better batting average and that is exactly what was taking place. I was in shock. The patterns were so clear to me that I was amazed no one else (or very few) were using them.

I would buy a stock at $3 a share and would quickly sell it at $3.23 for a nice 8% gain, only to see limit buy orders for $50,000 roll in at $3.35 and $3.40 a share as investors were trying to buy 15,000 shares at a time and at a much higher price than my $3 purchase price. Where were all of these people when the price was 13% under the price they were trying to buy shares at?

To this day that concept of being early to the party amazes me, but also reinforces the fact that the exchange-specific stock approach I have developed is beyond the scope of many investors and traders. It is not that I am smarter, I just know what to look for and I use that to my advantage on a daily basis and I also have the privilege of teaching that to approximately 40 students a year through our 12-month online course.

As you can see, I never started out to be a person who was a “Day Trader.” Rather, it was the end-process to my quest for reducing the amount of overall risk that my money was exposed to. Long term investing carries with it 24/7 risk that we cannot predict, as anything can happen. Yet, if you can find a way to reduce that risk by reducing the amount of time your money remains in the market…mission accomplished!

A 77% profit increase over six months seems to support that conclusion.

The Harsh Reality: 85%+ Hate Their Job
February 11, 2019

“The mass of men lead lives of quiet desperation.”

When American writer Henry David Thoreau penned those words more than 150 years ago, it was almost as though he was looking into the future at today. A recent Gallup poll on employee satisfaction found the percentage of disgruntled employees has reached the point where nearly 9 out of 10 workers worldwide hate their job. In the United States the number is more than 70%.

It certainly sounds like desperation to me.

When you break it down, most workers are unhappy in their job because they do not feel challenged or appreciated. Their contribution is lost in the ocean of others and it is only when they mess up that attention comes their way and that is the kind we prefer not to have. As workers we went from enjoying our work to enduring it and the emotional side-effects are growing at an alarming rate.

Being unsatisfied at work means the place where we spend most of our waking time is a place of misery. This is why most employees are on a countdown clock towards each day, weekend, holiday and vacation as it allows them to briefly step aside from the reality of the moment. Sadly, soon thereafter they are forced to return to their workhouse and the countdown resumes towards the next brief interruption to their misery.

What if you could instead live a life which was exciting and free? What if you could own a portable business, that you could run from the comfort of your laptop and from anywhere you chose to be? What if that business allowed you the flexibility of working anytime between 7:00am and 8:00pm (ET) and only during those times you felt like working? What would it be like to be paid what you are worth, versus the scraps thrown to you by your employer?

Being the boss of your own life is indeed a great thing.

The problem though is such success requires a price tag and most people are simply unwilling to pay it. To learn a lifelong skill that can be used for decades requires a dedicated effort to expand your knowledge, beyond anything learned before.

That is where the team at Day Trade Fun comes in.

If you are serious about learning a lifelong skill, learning to use Wall Street as a Business, you are invited to apply for an upcoming class start. Our comprehensive (one-on-one) training allows you unfettered access to one of the most comprehensive stock trading programs available today. The success of the program, which has been used for more than 20 years, lies in our ability to limit the amount of time our money remains in the stock market.

Candidly speaking, we do not trust this market long term.

Therefore, the key for us is to place our money into the market for the shortest span of time possible, which limits the risk associated with flipping stocks for quick profits. On a February in early February (8th) we used two stocks, holding one for 19 minutes and the other for 8 minutes and we walked away with a profit of $912! Less time means less risk and it also demonstrates how Wall Street can be used as a spare, part of even full time business.

The days of quiet desperation are over for those who choose to build a business which provides them control of their own destiny. Why not join the (Day Trade) Fun?

The Cruel Game Called Retirement
January 7, 2019

It almost seems unfair.

Couples spend an entire professional career, working 30 to 40 years, sacrificing to save enough to comfortably retire.  Years of sacrifice carefully designed to provide years of stress free retirement.

Yet, when retirement arrives the couple finds themselves afraid to spend much of what they have saved, fearful they might outlive their retirement nest egg.  Retirement, it would appear, is anything but stress free.

It does not have to be this way.

During the 1990’s I was a General Manager for Northwest Airlines and I recognized (even as one in my 30’s) that a more secure retirement plan was needed and that is when I turned to studying the stock market.  My plan was to create a business that would allow income to be generated during my retirement years, apart from the savings I had compiled.  It took far longer to develop my trading system than I originally planned, but once in place my entire financial future radically changed.

The stock market is, and has always been, about managing risk and I learned early the longer my money was in the market the more risk it was exposed to.  Therefore, it made perfect sense to reduce that risk by reducing the amount of time my money remained in the market, by flipping stocks for quick gains versus taking the long term buy, hold and pray approach.

In 2008 and 2009 my cash portfolio of just $25,000 created profits of $150,000 and $200,000 in a year simply by trading stocks.  No options or margin trading, just the process of spotting, tracking and engaging revenue opportunities as I looked for the highest possible gains in the shortest span of time possible.  Many times I was making hundreds and thousands of dollars in less than 20 minutes.

Today we are told to trust employers and to trust our pensions and candidly speaking, I do not.  For me, the safest course of action is to develop a revenue vehicle that can be used to generate cash on an ongoing basis, with the added flexibility of being able to take that business anywhere I chose to be.  A portable and lucrative business that could be used, as I desired, during my retirement years.

I had found a better way.

In 2009 I decided to build a company with the sole purpose of teaching others how Wall Street could be used as a business.  Regardless of whether or not a person decided to enroll in the online class, the idea of educating the masses on how stocks could be used as a business was, and remains, my passion in life.  Men and women from all over the world, from all walks of life, enrolled in the twelve-month online course and learned a lifelong skill that radically changed their financial future.

We have entered a time when the stock market has returned to its normal volatility pattern (which was present prior to the Fed-induced lethargic pattern brought about by three rounds of quantitative easing and years of historically low interest rates).  Investors who have seen more than a decade of a Bull Market are starting to worry.  Many can still recall the 49% drop in the S&P 500 over thirty months in 2000 to 2002 or the 56% drop in just 17 months in 2007. 

Long term investors are concerned, we are not.

The stock trading approach our students use is not market-based, but is stock-specific.  This means we could care less if the market is up, down or moving sideways as there are always stocks during the day which provide a possible revenue opportunity for us.  In fact, most days we will see as many as ten and only need a few to reach our daily revenue goals.  In late December one student used $10 on a stock and sold the shares back that day for nearly $600 and two other stock opportunities turned $400 into more than $2,000 – as we continued the process of flipping stocks for quick gains.

Having a portable business that can run on a smaller portfolio means income can be created (using a conservative trading approach) without the main retirement fund being touched.  One of the many examples we had in the 4Q of this year had 95 stocks used, 73 of them for gains, and a portfolio increase of 56%.  In specific terms here, the portfolio was $35,000 and a total of $19,673 was generated and the batting average for the stocks used was 77%...in just three months of trading.

For those who know how to properly use Wall Street, retirement is no longer a cruel game.

The Tale of Two Faces
December 3, 2018

“It was the best of times, it was the worst of times…”

The opening line from Charles Dickens’ work (Tale of Two Cities) can best describe the transformation which seems to take place over the span of approximately nine hours. For some, the transformation is considerable!

Many times I am running errands in the morning, prior to the stock market opening bell, and I will glance at fellow drivers and, almost without exception, they look miserable.  Their faces are long and they stare off into the distance like a commuting zombie as they drive to their individual workhouses.  If there was an emotion to be attached to what I see it would definitely be “Dread.”

Yet, some nine hours later many of these same people can be seen driving with big smiles across their face, even singing as their day of forced labor is over.  They are happy, as the day has mercifully come to an end.  Although the day began with dread, it has ended with a degree of relief and in some cases joy.

More than 99% of the population lives for the end of their shift and the end of the week, for only then is there relief from their life of monotony.  But does it have to be this way?  Is there nothing that can be done?

When Day Trade Fun was launched in 2010 the corporate focus was to introduce as many people as possible to the wonders of Wall Street.  Specifically, to show how Wall Street can be used as a business flipping stocks for quick gains, while also maintaining a success average of more than 70%.  If you adopt a conservative approach and follow the DTF guidelines as provided, some incredible profits can be generated.

In 2008 and 2009 I used my portfolio of $30,000 and generated more than $325,000 in the course of 24 months and that is what allowed me to continue a life of living free from the control of others.

No longer would someone have the power over me to:
- tell me when to work
- tell me what to wear
- tell me how to act
- force me to work weekends and holidays
- cut my pay by 20% because of management mistakes
- cut my retirement benefits
- refuse my request to visit a family member in the hospital
- limit how much money I could make
- dictate where I worked

Corporate America has zero loyalty to their workforce, yet the workers seem to have incredible loyalty to their employers.  Probably a better word to use here would be “dependence” because we seem dependent on the company we work for to provide what we need, hoping that a few more crumbs will fall off the table so we can make 2% more this year than five years ago.  It is a life of settling for what comes our way, versus trying to make things better for our families.

Yet, there is a better way.

You can learn a lifetime skill that can allow you to break free from the life of perpetual boredom and limited opportunities, by learning how to use the stock market as a business.  The beauty of the comprehensive Day Trade Fun online approach is you learn slowly over time, even while you are being paid by another!  Many of our students have full-time responsibilities and we create a training program that fits their hectic schedule.  They learn how to spot, track and then use stocks of interest and quickly learn where these stocks are to be purchased and sold.  Nothing is left to chance, as our exchange-specific checklists make the entire process easy to follow.

Since we can trade stocks with a portfolio of just $2,000, many will start small and will allow their portfolio to grow as they train.  Since they have a full-time job, there is no pressure and they can proceed at the pace their schedule allows and with each passing day, week and month there is an excitement that builds.  After all, using the stock market is a skill that can be used for the rest of your life and from any location you choose and (best yet) you are paid what you are worth!  We have students who are generating as much as $1,000 and $2,000 in a day, quickly flipping stocks for gains and they are still in training!  The markets can be used from 7:00 am until 8:00 pm, which further opens up revenue opportunities.

Ultimately the choice is yours.  You can passively accept the course your life is on or you can work to make a change.  We have individuals who contacted us in January of 2010 stating they were nearly ready to make the decision to change their life!  Yet today, many of those same people are still waiting for the “right time” to make the change and I suspect that day will never arrive.  It is far easier to postpone a life changing decision than it is to tackle it now because there is a certain amount of fear when it comes to change and a new direction.

Our team takes most of that fear away as we work with you each day as you learn how the stock market works and how it can be used for short term revenue opportunities.  From a tuition standpoint, we offer five tuition payment options to make the process even easier and the 21-day money back guarantee is designed to help reduce that stress level even more.

Isn’t it time for you to experience “the best of times?”

Would You Pick up a Dollar?
November 5, 2018

Last week my wife and I were walking the Boardwalk property at Disney (as I can work from anywhere) and I looked down and noticed a folded one-dollar bill.  I stopped to pick it up and as I passed it along to a local street performer I could not help but notice a glaring fact.

Dozens of people walked over that money without stopping to pick it up.

I was struck by the obvious comparison to our stock trading program on how so many look at trading stocks.  Those on the Boardwalk must have concluded a dollar bill was simply not worth the effort of stopping to retrieve it and there are many who have the same outlook when it comes to trading stocks.  If they can’t hit a grand slam on a stock, they will leave it alone.

They allow dollar bills to pass by as they wait for larger bills to appear.

Over 20 years ago, when I began developing my stock trading philosophy, I had a two main objectives in mind.  The first was to place my money into the market for the shortest span of time possible, thereby reducing my overall risk.  (Today the average hold time for many of our securities is less than 20 minutes.)  The second component was to take whatever profits the market gave me on the stock I had purchased.  To me, gains of $200 were thrilling, where others looked at the same profit in distain…thinking they needed more of a profit than that to capture their attention.  As a result, these stock traders were leaving a tremendous amount of money on the Boardwalk.

Many of our students report a batting average well over 80% and I reviewed the stocks we have used over the past days wondering how many others saw the same securities, but opted not to chase them because the gains were “too low.” 

TRXC:  $219 profit
YECO:  $336
PXS:  $536
REI:  $287
PETZ:  $236
EARS:  $361
SNDX:  $1,228
LQDA:  $470
ESEA:  $375
SGYP:  $1,666
IPAS:  $278
APHB:  $331
BLNK:  $349
CHNR:  $299
SYRS:  $421
SDPI:  $1,786
AMRH:  $529

Of these 17 recent stocks, most investors would only be interested in the three that provided a daily return of more than $1,000.  Yet for me, I am far more excited over the other 14 that provided smaller gains, as they are the ones that most often appear on Wall Street.  Yet most traders spend their entire day looking for the “three,” while ignoring the rest.

SNDX+SGYP+SDPI = $4,680

I would quickly agree that the three stocks listed would be worthy of my attention (with a profit of $4,680), but I would just as quickly mention that the other 14 stocks are just as worthy, as their combined profit for us was $5,027.  So, why not use both?

This approach is one of the many reasons our comprehensive Day Trade Fun stock trading system remains one of the most sought after courses in the world.  Yes, it is far from the cheapest course available, but that is because the goal for our students is to learn how to identify, track and engage these high percentage revenue stocks for daily gains and this system generates massive and consistent gains – when the rules are followed.

It is okay that so many traders on Wall Street leave the smaller profits alone, because that creates even more opportunities for the Day Trade Fun students!

Why not join us?

Intra-Day Repeatable Profit Patterns
October 8, 2018

I was in shock.

As I sat in Room 121 of the Travelodge at the Dayton International Airport (my home for 10 years), fighting my dial-up computer modem, I will never forget the day I first spotted an intra-day stock profit pattern.  I was stunned. 

When it first happened, I remember pushing back away from my desk in utter disbelief.   I could not believe what I was seeing because it was happening to more than one stock and I really could not believe that others were not seeing the exact same thing – but they weren’t.

I would wait for a stock to hit an exchange-specific price/entry point of $5.15 for a 7% profit and would place my limit sell order at $5.55.  The stock would begin to climb towards my desired sell price and then I would notice limit buy orders pile in for 25,000 shares of the stock at $5.40, $5.50, and even $5.60.  Investors or firms were placing as much as $130,000 on a stock nearly 10% above where I spotted and used the security.

Where were these people when I was using the exact same stock and at a much lower price?

I was shocked and amazed at what I observed day after day in that motel room and part of me was convinced there was no way it could be true.  After all, if I could see it…why couldn’t others?

In 2008 and 2009 I took my small cash portfolio of $25,000 and began using my refined trading system with the singular goal of spotting and using these intraday stock profit patterns and over the course of the next 24 months I generated more than $320,000 in profits – still amazed that I was seeing and using stocks at price points that others were missing!

It sounds so simplistic, but it is true in that if you know what to look for in the price movement of a stock it becomes far easier to successfully use it.  In 2010 when Day Trade Fun was created and I began teaching my system to a select few students a year, many would ask the same questions that I did:

“Is this all there is?  It seems too easy!”
“Why aren’t others using this same approach?”

To this day I still cannot answer the second question, but after watching the market now for 25 years I can say my approach is unique to what others are teaching and is the main reason many of our students enjoy a batting or success average of more than 80%!    

My dedication to the Day Trade Fun students is the primary reason why I am the only teacher.  Yes, we could make five times more money if I had a team of trainers working for me, but the quality of the training would not be as high and students would not be enjoying the same success. 

If you wish to be considered for a future class, please contact our office soon as future class slots are quickly taken.  You are invited to join the fun associated with having a portable business that can be used from anywhere you choose to be and at anytime you choose to work.  It is, in my humble opinion, the best business opportunity going today.

After all, why should we have all the fun?

Back to School!
September 10, 2018

Late August and early September are all about getting back to school. After enjoying a lazy summer session, the brain cells are recharged and fire up for another year of academic exercises.

But how much do we really learn?

When I talk with people from around the world I am amazed at how much time, money and effort is devoted to the pursuit of a diploma when so little of what is being taught is actually being used in the real world.

I enjoyed (somewhat) my pursuit of a Bachelors Degree in Organizational Management, but were my classes on Music Appreciation of the Classical Era really necessary? We are told we “need” the classes and we blindly follow along, trusting the knowledge we acquire will translate into well paying jobs and a lifetime of continuing professional opportunities.

Sometime well after graduation it hits us that we are not exactly as prepared for life’s professional path as we had hoped and we begin another round of education as we try to catch up to others who are around us. As if that is not bad enough, we are then forced to repay our student loans for years as a constant reminder that the classes we took then are having little benefit to us now.

When students apply for and are accepted into a Day Trade Fun class the journey is all about acquiring useful hands-on experience on how to use the stock market as a business. During the 12-month comprehensive online course, students are taught how the market works and how to spot, track and then use potential revenue stocks. It’s far more than learning a craft than in building a business that can be used for a lifetime and from anywhere one chooses to be.

I have traded stocks for over twenty years and the freedom and flexibility of using Wall Street as a business has never been better. As more and more people are looking for a way to finally regain some control over their professional future, it is nice to make this course available.

If you are looking for a way out of the professional circus known as Corporate America, I invite you to check us out and perhaps you will see that you have what it takes to be a Day Trade Fun student!

Dependence on Experts Alarming
August 6, 2018

We have more people than ever who are relying on “experts” to keep their financial future headed in the right direction.

News Flash: Experts can be wrong or have ulterior motives.

A few years ago a stock was trading at $18 a share and dipped to $13 and more than a few experts were all over television touting what a great company it was and how the stock was certain to recover to $18 and move much higher. Within three weeks the company filed for Chapter 11 bankruptcy protection and the stock price plummeted to under $1 a share.

Great call.

A number of years ago shares of Proctor & Gamble dropped big, to nearly $40 a share. My parents had a rather large portfolio of P&G stock, so they consulted with their expert to see what was the best course of action. The agent, hungry for a commission, advised my parents to unload their shares before the stock dropped even more. They sold just above $40 a share and within three months the stock was back over $80 a share.

Again, a great call.

I see so many people betting their financial future on the advice of others and some times it can wreck their retirement. This is one of the reasons so many are turning to our company, as they are looking for a way to learn how to take control over a small portion of their financial future. Many of our students will take portfolios of as little as $10,000 and will generate $1,000+ in a week as a way to subsidize their revenue stream.

Last week we had someone take their portfolio of $4,800 and generate $1,656 in profits using seven stocks. Of those seven, six were money makers and the seventh had a loss of ($17.59) meaning a nice 6/7 = 86% batting average as her portfolio increased by 35%!

It is okay to seek counsel from several experts, just avoid giving them complete access to the controls of your financial future. There are no do-overs in life and if someone you trust makes a bad call, it will be you and your family that suffer as a result.

Don’t allow your financial future to be placed in jeopardy due to a “Great call.”

Learning a $1,000,000 Life Skill
July 9, 2018

During the decade I spent living in a motel room, my entire focus was on creating a business where I could flip stocks for quick profits.  I saw people flipping houses, cars and garage sale items for profits – why not use stocks as well?

I was developing a life skill that could generate serious cash.

As my success and profits continued to grow, I realized that I was creating a lifetime skill that could generate more than a million dollars.  In fact, in 2008 and 2009 I used a portfolio of $25,000 and generated more than $300,000 in a span of two years!  In 2010 the company of Day Trade Fun was founded and since then I have had the privilege of teaching others how Wall Street can be used as a business.

Learning a new skill takes time and effort, as there is much information to cover within our comprehensive stock trading course.  If you are serious about changing the direction of your family’s future, it will take work over a period of time to make it happen.  The good news is I have traveled that path and serve as your daily mentor and guide as we proceed.  If you can follow a checklist, you can learn how to flip stocks for quick profits.

The year of 2018 is now half over and many entered this year with grand plans to change the direction of their life.  Sadly, most are on the same path and in the same rut as they have been for years and without a serious decision to change, chances are they will continue working for someone else instead of creating a business of their own.

I learned long ago that true financial freedom comes through working for myself instead of working hard to make someone else rich.  It is also the reason why more and more people are turning to Day Trade Fun to learn a lifetime skill, which provides the flexibility and freedom to enjoy life as never before!

Your Day:  Rent or own it?
June 4, 2018

Recently our students were going through their premarket checklist and noticed a stock of interest and placed their buy orders accordingly.  Just after the opening bell shares of the stock were purchased at/near $3.20 a share and were sold at nearly $3.55 a share in less than ten minutes.

Their Wednesday morning workday lasted all of nine minutes.

When the Day Trade Fun comprehensive stock training program was created over a decade ago, the intent was to provide a tool where our students would be able to reclaim their lives in a way unlike anything experienced before.  Instead of being told where to work, when to work and what to wear our students would have the ability to call their own shots…make their own decisions on how they want their life to be spent.

If you work for someone else, you are renting your professional life – you own nothing.  If your employer wishes to pay you less or require more hours worked for the same wage, you are forced to comply or look elsewhere for employment.  You are completely at their mercy, as you hope they will provide for you.  Yet, the moment that bad times appear, “valued” employees are sent packing immediately.  As workers, we are all interchangeable parts.

Yet, there are a few people who are looking for an alternative and are using the Day Trade Fun stock trading system to accomplish just that, taking control of their lives for the first time ever.  Many more are studying the markets now, so that when their retirement day arrives in a few years they can hit the ground running using the stock market as a means to generate income on a consistent basis.

Why rent your life when you can own it?

Mentoring vs. The Assembly Line
May 7, 2018

“It did not work.”

Prospective students will frequently contact me saying they spent considerable money on a stock training program that did not work for them and they then ask how my system could be any better. After all, most people who try to flip stocks for quick profits end up on the losing side of the ledger.

It stems from my desire to find someone to mentor me (for a fee) in the early 1990’s and I contacted dozens of “successful traders” who had businesses where they taught students their system. As I investigated further, I quickly found out that the creator of the system would not be working with me directly, but one of their (many) associates who possessed but a fraction of the knowledge. Clearly the intent was to create an assembly line where they could sign up as many people as possible, work with them for a few days or at most a few weeks and then move on to the next batch of students.

When I created the Day Trade Fun company in 2009, I made a promise to myself that the training program would be much different than any of those I had encountered nearly 18 years before. Instead of enrolling thousands of students a year, the Day Trade Fun enrollments were capped at no more than 50 students a year. Instead of a weekend seminar or a two-week online course, I would personally mentor each student over the course of 12 months, using Wall Street as our classroom. Instead of cramming a little bit of information into a small span of time, I would extend the training so I could teach my students how the stock market works and how we look for the best revenue opportunities using the stocks that are trading that day.

As someone who took $25,000 and created more than $300,000 in 24 months, I would be serving as a mentor for a year teaching my students how to replicate my success and (in many cases) surpassing my success. My past success in trading stocks provided me a success (batting) average of 70% and better, where many of our students report success averages in excess of 80%!

As a result of the extended mentoring our students are positioned to stand a better chance at succeeding when they tackle the stock market, since the program takes a slow and methodical approach where past lessons are continually reinforced, while new information is conveyed to the student week after week. In combining a direct one-on-one teaching method, with support audio CDs and a Daily Recap email to reinforce the day’s lessons and revenue opportunities, the Day Trade Fun approach is (in our humble opinion) the most comprehensive stock training program in the country.

If you want to learn how to trade stocks, you can easily find a shorter and less expensive program. However, if you want to get the most from your tuition and are looking for a personal trainer to work with you over a one-year period of time, consider applying for a Day Trade Fun class. In short order, you will find out why many of our new students are a result of former student referrals, as word of our success spreads across the country.

There might be occasions to cut corners, but when it comes to learning how to quickly flip stocks for consistent gains on Wall Street, you will be hard pressed to find anything close to our proven approach.

Work for Yourself or Work for Another
April 23, 2018

The choice is yours; work for yourself or work for another.

In this day and age we see more than 99% of the population choosing to work for another person, making someone else rich while they eek out a meager living hoping for a few more crumbs every year or two.  After 20 or 30 years of sacrifice and hard work, the promise of retirement arrives and then many times we find out that Corporate America has changed the rules and we do not have all of the promised benefits that we had counted on.  In essence, we are left on our own to figure out how to survive during the “golden age” of retirement.

Over the last decade of mentoring students, I have heard such corporate horror stories and many are difficult to believe.  Yet, I experienced the same thing in my professional life when Corporate America kicked me to the curb after 20 years in the airline industry.  Corporate America kicked me to the curb and I kicked back, learning how I could survive and thrive on my own – apart from the the system that is designed to keep people trapped in a never ending cycle of dependence.  

For those who are looking for a way to increase their knowledge and revenue opportunities, the comprehensive Day Trade Fun stock training program is a viable option.  Spend time learning a skill that can be used for decades to come and a skill that can be used without being dependent on anyone else.

On April 17, 2001 I made the decision to work for myself and to stop working hard to make others rich and that decision changed my life forever.  Life is too short to settle for the crumbs of life, when there is so many opportunities available for those who are willing to pay the required price of hard work. 

So, the choice is yours…what will it be?

It’s Time to Divorce Your Job
March 19, 2018

How many of us, at one time or another, have been locked into a bad personal relationship?  During that time what do those closest around us continue to say?

Answer:  Leave.  Don’t settle for anything but the very best!

Yet, professionally speaking how many of us remain in a bad business relationship?  We pour our hard work and loyalty into a company that, more often than not, completely ignores our contribution and sacrifice.  We miss birthdays, anniversaries, holiday celebrations, events with our family and for what?  A business who strives to pay us as little as they can to keep us around? 

Why do we remain in a bad personal or professional relationship?

Most of the time it comes down to the fear of change.  The fear of striking out on a new course is terrifying and makes it much easier for us to simply keep our head down in hopes that conditions will improve.  After all, it is always possible that the person we are with or the job we have will improve over time.

Time is the issue, as we do not have an unlimited amount of time as our working career spans approximately 40-50 years and it is during that time we need to prepare for the few years of retirement that we may have coming…so we can make the most out of that chapter of our lives.  Use the time now wisely so you are prepared for the next chapter of life.

Over the past decade, my 20,000+ media interviews created an avalanche of incoming emails from people who were shocked that they were suddenly dismissed from their job.  They worked hard, received periodic (measly) pay increases and one day they show up to find out their job has been eliminated and they are shown the door.  The company they were counting on to take care of them has just kicked them to the curb.

I know that feeling because it happened to me on Tuesday April 17, 2001 when my position at Northwest Airlines was eliminated.  A career that started in October of 1981 ended with a thud after a ten-minute visit from my boss and the Director of Human Resources.   But I was prepared, as I had spent the previous few years studying the stock market and I was ready for the next chapter of my life and I was able to make the most of it.

However, I seem to be (sadly) the exception to the rule as millions remain in a job they cannot stand, hoping that one day (somehow) their conditions will improve.  Maybe fate has something in store for them, perhaps a chance meeting will change their life…either way they will just be patient until that hopeful day arrives. 

Success in life is no secret as it comes down to a series of choices.  You can choose to remain in your current situation and hope that it one day works out or you can start to learn a lifelong skill that could transform your future into one of the most exciting times of your entire life.  You can take control or you can allow someone else to have complete and total control over your life and future.  Everyone one of us makes a choice and I urge you to make the one that is in your best interest.

Most of our students have a full time job or business and they enroll in a Day Trade Fun class so they can slowly learn how to use the stock market over an extended period of time.  The training schedule is created around their schedule and they are taught every aspect of the stock market from how it works to how we go about finding possible revenue stocks of interest.  We then dive into the specifics of where to buy and sell stocks, while keeping our money in the market for the shortest span of time possible.  In short order, the students are making trades during their training and are seeing profits generated!

It is during this time of training that students play a game to see if they can make more money in their limited trading time than they make during their “normal job.”  The reality that they can create a financial future on their own terms is one of the most liberating feelings of their life and we are thrilled to provide the instrument where they can achieve just that.

Isn’t it time you considering divorcing your job?

Seven Resources: Learn For Free!
February 5, 2018

We limit the number of students we train to 40 a year, yet millions of Americans have benefited from the information that we have provided over the last decade.  Our Corporate focus remains simple:  Educate as many people as possible on the ways Wall Street can be used as a business.  Whether they apply for a class is not the objective, informing them about the incredible revenue opportunities of quickly flipping stocks for profits is!

There are SEVEN ways we provide this life-changing information for free:

Our Free Training CDs:
We have produced over three hours of audio sessions that we provide, free of charge.  One session on “Day Trading as a Business” outlines the ways you can look at using the stock market as a business.  When I first started the journey in 1992, friends, family and co-workers laughed at the idea of using Wall Street as a business.  By 2008, when I was making nearly $200,000 in a year, their laughter stopped and it became obvious that Wall Street could be used on a daily basis.

Training Sessions 1 & 2 of our curriculum are also available free of charge.  Here we outline the Day Trade Fun curriculum and what will be required to make the journey a success.  Whether the objective is to use the stock market for a few hours a week or a few hours a day, specific information is shared on how we limit our overall risk by limiting the amount of time our money remains in the market.

These CDs are a must for anyone who is serious about starting their business!  Contact us immediately if you would like these CDs shipped, free of charge.

Success Blog:
Since May of 2012, we have loaded a series of trading-specific blogs to our Day Trade Fun website as a means to educate aspiring stock traders on how Wall Street can be used as a business.  Month after month, specific information is provided that can help those who endeavor to learn how to successfully trade stocks, by learning on their own. 

The objective here is to provide information that can allow traders to reach, and exceed, a 70% success average for the stocks they engage.  This Success Blog is a continuing must read for those who desire to use the stock market as a business.

Follow Us on Facebook:
Many times we will post, in real time, the stocks we are tracking and using through the course of our trading day.  What amazes most newcomers, is how we tend to hold our stocks for less than 20 minutes, while enjoying profits of 5%, 10%, 15% and 20% and more! 

For a day-by-day update, Facebook is the way to go and a simple LIKE will allow you to follow the stocks we are using!

Weekly Radio Interviews:
Since 2010 more than 15,000 radio interviews have been conducted and they continue to this day.  Stations such as KOA/Denver, WFLA/Tampa, WLW/Cincinnati, WTAM/Cleveland, WTVN/Columbus, WERC/Birmingham, WIOD/Miami and the Premiere Radio National Sunday evening program are just a few of the stations where investor-specific information is shared on a weekly basis.

Our most recent topics have included the Bitcoin craze, the growing marijuana stock opportunities, Hot Stocks for 2018, and the mounting concerns over the Price-to-Earnings Ratio, suggesting many securities are significantly overvalued.  Contact our office for the exact schedule for the coming week.

Jay Ratliff Interviews:
On the Day Trade Fun website there are a series of interviews posted, hosted by award winning TV personality Sallie Taylor.  During each of these interviews specific engagement criteria was provided, allowing those trying to learn on their own to increase their knowledge base.  You’ll be surprised at just how much information is conveyed during these interview sessions.

Student Testimonials:
Over the last year we have loaded video testimonials of students, from class starts in 2011 to 2018.  During these brief testimonials even our students provide specific information that we use when chasing stocks for profits!  (See our website below to access our Student Testimonials.)

Continual Email Interaction:
Many times we will provide trading-specific information for those searching for ways to use Wall Street as a business.  While many are willing to spend $100,000 to $250,000 for a business franchise, others are turning to Day Trade Fun to learn a skill where incredible profits can be generated, without the common business hassles such as inventory, finding the best employees, marketing and location issues, tax and insurance considerations and working 24/7 to appease your customer base.  Fortunately, our trading is a fraction of the cost of a typical franchise and many times can provide a much better financial foundation and certainly more freedom  Plus, many of our workdays are less than two hours and we can leave with $1,000 or more for our efforts.!

Contact us through our website to be included on our email distribution list.

We stand ready to work with you, day by day, showing you what we have shared with millions over the last decade on how the stock market can be used as the most incredible business opportunity going today!

Let us help to make 2018 your best year ever.

The FedEx Truck
January 22, 2018

 A recent conversation with an executive from an online brokerage firm was telling.  “How do you do this?”

His question was in response to a one month Trade Summary where a portfolio of $25,000 was used to create $10,781 in profits.  Within that month, a slow December, there were 18 stocks used and 16 of them for profits…which was a nice 89% batting average.  The man was amazed at our success.

It is easy when you know what to look for.

When our students first begin trading stocks within our program, early profits are always exciting and they normally ask, “Why isn’t everyone doing this?  It is not a difficult process to use.”  My reply has always been short and simple:  If they knew what to look for, they would be doing the exact same thing.

One year I was driving to Indianapolis and the friend I was with, knowing I had spent years working at various airports, asked me what the arrows on the side of the FedEx trucks meant.  He was curious if there was a meaning behind the arrows.  I smirked and replied that he was mistaken, because there were no arrows on the side of the trucks.

As we entered the city we both began looking for a FedEx truck, anxious to prove the other person wrong.  When we finally found one, we both pointed and exclaimed at the same time, “Told you!”

He saw the arrow and I did not.

Eventually he was able to get me to see the arrow that was brilliantly and strategically placed between the “E” and “X.”  I later found out why the logo was created this way, but once Herb showed me the arrow it is now the only thing I see, even now some 20 years later.

Once you spot it, it is all you see.

As our students flip stocks for quick profits, it is the exact same principle in motion.  There is a very specific way to spot possible revenue stocks of interest and a very specific way to plot an intercept course where the stock would be purchased and exactly where it would be sold.  No guesswork, just a simple checklist that takes no more than 20-30 seconds to execute.  When you know what to look for, it becomes a very easy process to follow.

During the ten years I spent in a Travelodge motel room I will never forget the moment I first spotted these intraday stock recovery patterns.  I immediately sat back in shock, doubting what I saw, thinking there is no way it could be that simple.  After all, if it was why was not everyone using this? 

Just like the FedEx truck, stock revenue opportunities are there and we show our students how to spot and use them.  Incredible success,  contrary to popular thought, does not need to be difficult.  We prove it each and every day.

The Single Best Investment of 2018
January 8, 2018

As I finish out the year with nearly 2,000 media interviews, the question of “What’s hot in 2018?” continues to arise. Some point to crypto currencies, while others point to the transportation sector and some might continue to search for their next golden opportunity within the online retail stores.

Sadly, most do not get it.

I recall when the marijuana craze was sweeping the investment world, as everyone was looking for the hottest “pot stock” to add to their portfolio. Just as we are seeing today with the Bitcoin craze, companies are changing their name to reflect involvement with the latest craze…without changing their business model. It’s simply a name change and investors are buying up shares as quickly as they can get them. Eventually reality catches up with the excitement and there is a mass sell off of the stock, with investors losing out yet again.

Investors are looking for the next hot stock, many times following the crowd into some horrible security and one that will cost them money. Even if the stock turns out to be a winner, it is a temporary victory and one that needs to be repeated time and time again, in order to maintain sustained success. That is why when I respond to the question of the single greatest investment opportunity of the New year, I receive looks of bewilderment.

The single greatest investment in 2018 is YOU.

Many will roll their eyes at such a statement, but I can prove it to be true. When our students begin their training, our entire objective is to educate them about how the stock market works and how we can use that movement to generate some impressive gains. Further, we take the approach that long term exposure to the stock market is not the best move for us, so we look for revenue opportunities which allow us to keep our money in the market for the shortest span of time possible – many times buying and selling the security in less than 20 minutes.

Through 2017 our student body (kept to approximately 40 students or less each year) worked to understand the market, then began to spot revenue opportunities and then started the process of actually buying and selling stocks learning and earning as they went. Instead of looking for some hot investment to propel them into a higher income level, they took it on their own to develop a skill that they can use for the rest of their life and from anywhere they choose to be.

In December we had some who used the stock market in a spare time fashion, as they were able to watch the market for an hour or two a day. During that time 12 stocks were used (11 for gains) and it created a spare time income in excess of $7,000! Using 11 of 12 stocks for gains means their batting average for the month was 92%.

I agree it is easier to buy a stock and hope it works out, as compared to the work required to learn a new skill. Yet, there is something incredibly liberating about learning a new skill that can be used as a business and from anywhere you choose to be. To me, using Wall Street as a money maker is the greatest business opportunity going.

The reality of the situation is many will go into 2018 the exact same way they entered 2017, going with the flow. They take the position that their job and industry is secure and that they are “safe.” Without notice though for hundreds of thousands this year, they will be told their services are no longer needed. It will be a certain kick to the gut and at that time many will wish that they had invested more in themselves, learning a new skill or trade to serve as an insurance policy against this moment. Sadly, most do not and are left to accept whatever comes their way, instead of plotting their own course through life.

It is my sincere prayer that you use the time you are given in the New Year to widen your education in a way that you can begin to take control of your financial future and the endless opportunities which await. Whether you apply for one of our online classes or go back to college attending night classes, make this year count!

A Spare Time Income of $50,000
December 4, 2017

“Jay, I finally have my life back!”

In 2003, during my ten years at the Travelodge Motel, my system on quickly flipping stocks for profits was achieving the 70%+ result I was after.  In that year my $2,300 portfolio generated nearly $40,000 and by 2008/2009 my portfolio of $30,000 was creating more than $150,000 in a year.  Using the stock market as a business allowed me generate consistent income.

In 2010 we launched the Day Trade Fun company, where the same system could be taught to a small number of students across the country (currently capped at 40 per year).  At the time I fully expected to see students use the market full time, as they pursued yearly profits of $100,000, $150,000, $200,000 and more.  Instead, I observed a growing number of students who simply used the stock market on a spare time basis.

These students were using the market to regain control of their lives.

The feedback we received from students was unmistakable.  For decades they had been told when to report to work, what to wear, when to eat and which few days they were allowed to take off each year.  Every aspect of their professional life was controlled by another person.  Now, these same people had a vehicle in their hands which gave them complete control of their lives and many for the first time ever.  They use one or two stocks a week, in a spare time fashion, to generate their goal of $1,000 or more and then take the rest of the week off to pursue other interests.  They now have the time to use their life as they see fit, instead of waiting for permission from another.

In November we had someone who generated $4,604, trading less than two hours a day.  This kind of result means a ten-hour work week created $460 an hour!  When you then realize that the market is open for 32.5 hours a week, it becomes clear what a full time effort could (and does) generate.

Yet, for many of our students it is not about how much they can generate, but how much free time they can create.  If they wish to take a day off, they can.  If they choose to work one day a week, they can.  If they desire to trade stocks on a beach or in the Rocky Mountains, they can – because it is their business and they can decide how to best spend their time. 

Isn’t it time to get your life back?   

How to Survive a Stock Market Correction
November 13, 2017

Unlike the Buzz Lightyear (To Infinity & Beyond!) crowd, I fully expect a stock market correction in the very near future.  A stock market correction is not new and, dating back to WWII, we have seen a correction, on average, every five years or so, meaning we are seriously overdue for our next correction encounter.

Fortunately, we can learn from history on what to do before a correction occurs and what to do during the event. 

Increase Your Available Cash:
A stock market correction will bring about several stock opportunities, but if you do not have the cash available it could be an opportunity missed.  Consider selling off a few of your high-end profit stocks, to increase the amount of capital you have on hand.  Warren Buffett is known for keeping $20 billion in reserves, as he waits for stocks to go on sale and it was recently reported he now has $109 billion on the sidelines!  Obviously, he is also convinced we will have a sale on stocks quite soon.

Go Shopping Now:
Do not wait until the frenzied environment of a stock market correction to decide which stocks are of interest.  Instead, do your homework now, by selecting those stocks you like…if they drop enough for you.  For each stock, identify a very clear entry point, saying “if this stock reaches this point, I will spend X-amount.”  Make your entry point and the amount of cash you are using very specific, which will help you to ride out the emotional wave as the stock price comes crashing down.  Far too many times investors will pick a price range and when the stock starts falling they change their entry price and back off, to a lower price, which never comes and they miss out on a perfect revenue opportunity.

Ignore the Experts:
When stocks start to go on sale, look out.  Every TV and radio analyst will be buying into the fear and will act as though they’ve never seen a stock market correction.  Speculation will be flying from all corners, as investors loose their minds in the absence of any clarity from those they have come to trust.  Instead, do as Warren Buffett and other big money investors do by having a clear cut plan of attack and then stick to that plan as the stock drops in your direction.  Forget what the paid analyst says and trust your predetermined plan of attack.

Think Long Term:
Investors pride themselves on catching a stock at/near the low price of the correction.  They strive to be perfect and more often than not, it costs them because perfection is overrated. 

If you like stock ABC at $32 a share, down 20% from its current price of $40 a share, then plant your flag there.  If a market correction begins and you see the price of your stock plummeting, stick to your plan and avoid the overwhelming temptation to back off to a lower price.  Instead of changing your buy order a dozen times, keep your original order in place.  Even if the stock drops to $30, you only missed the low by 6.7% and on a stock dropping this far that kind of percentage is an easy thing to accept. 

Know Your Exit Points:
Just as you know your entry points, know exactly where you will be selling.  If you are after a 20% gain, then set your sell order accordingly and leave it alone.  The same way that second guessing a buy order as the stock is dropping can work against you, so can changing a standing sell order if the stock shoots up to your desired exit price.  Yes, the security may go higher after you sell, but recognize your hard work has just provided a nice 20% return during a time when all other investors are praying for a return to their break-even price. 

One of the biggest mistakes made by investors today is not having a clearly defined entry or exit price.

Continue to Diversify:
Make certain you allocate only a percentage of your available cash to any one security.  There is a temptation, when a stock drops during a correction, to use more than the normal amount, but I strongly encourage you to stick with the time-proven principle of keeping your money diversified.

There is a tremendous amount of money that can be generated through a stock correction, whether you do it daily as our students do or once every few years as you ride out a stock market drop and recovery.  Whichever way you proceed, make certain you prepare in advance so you can react, free from emotion, when the time comes.  You may not be Warren Buffett, but you can certainly trade as he does! 

We Measure Profits in Minutes
October 9, 2017

During the ten years I spent living in a motel room at the Dayton International Airport, I carefully studied the stock market and realized the only way I could reduce my overall exposure to risk was to limit the amount of time my money remained in the market.

With that single objective I went about researching thousands of stocks in 1995 looking for a daily repeatable pattern that would allow me place my money into the market for the shortest span of time possible.  By 2003 I developed a system that would allow me to do exactly that and by 2008 I was making more than $150,000 in a year flipping stocks for quick profits.

When I launched Day Trade Fun in 2010 I began teaching my students the exact same approach; limit the amount of time your money remains in the market.  Today I had students emailing me that they had realized a 5% return using one stock for two minutes and another security created a 20% return in just under four minutes!  There are many days that we hold our stocks for an average of just ten minutes.

Yes, Jay – but does every stock make you money?

Of course not, but many of our students are able to enjoy a batting average of more than 70% and some students report monthly success rates in excess of 90%!  What’s more, there are times when we will buy a stock with a predetermined timeline in mind and if the stock does not respond as quickly as we expect, we will sell it where we purchased it so we can move along to another stock.  Many times it is these securities that count in the 30% “loss column,” even though we sold at cost and only had to pay the small trade commission cost. 

 When I talk with people who are hoping to realize as much as 10% in their investment portfolio this year I cringe, knowing that their portfolio will be subjected to risk 24/7 and any event could send the market or that security on a downward spiral.

In 2008 and 2009 I used a cash portfolio of $30,000 and generated more than $300,000 in the next 24 months, simply by flipping stocks for quick profits.  No long-term exposure to risk and no worries if the market experienced a sudden correction.  For me, generating profits in minutes is a much better way for me to protect my cash portfolio against the multitude of uncertainties that could arise.

Plus, it’s a great feeling when you can use Wall Street for a few minutes and walk away with a profit in excess of $750!

$30 Billion Pulled From Markets
September 5, 2017

Will the market continue soaring or is a correction imminent?

On one hand, we have a large number of analysts who maintain the U.S. economy is strong and getting stronger and the DOW could climb from 22,000 to 25,000 and beyond. One recent article even touted a DOW at 50,000.

Yet, if that is true, why is so much money leaving the U.S. market?

Over the last ten weeks more than $30 Billion has been removed from the U.S. stock market, with much of that money going into European and Japanese stocks. The obvious conclusion is investors feel as though some (if not most) U.S. stocks are overvalued and there is a better chance of a sustained return in overseas markets. Not since 2004 have we seen this kind of cash moving away from U.S. markets.

In the 25+ years I have been following the markets, I have learned to observe and learn from what is going on as money moves into and out of the stock market and when I see this much cash leaving I grow concerned. I am not saying that a market correction or crash is imminent, but I am saying those with larger sums of cash are taking protective measures just in case.

Mega-investors such as Warren Buffett and George Soros understand how the market moves and part of their success is having cash available for when “stocks go on sale.” When there is a stock market correction, the prices of stocks can drop dramatically as emotional investors dump their shares out of panic and that is when many will swoop in and grab shares at a highly discounted price. The panic soon subsides and eventually the stock market starts climbing again, allowing these savvy investors to realize incredible gains because they were prepared. It is quite possible that the money movement over the last ten weeks is an indication of investors getting ready for the next “sale” on stocks, as they position their cash accordingly.

If you are one who follows money, proceed with caution.

Market Complacency: A Dangerous Game
August 7, 2017

The $1,000,000 Challenge
July 10, 2017

Which would you prefer?

If you were given $1,000,000 to invest for a calendar year and $50,000 of that was to be used for the purpose of flipping stocks for quick gains (Day Trading) and the remaining $950,000 would be placed in typical blue chip stock investments…which would generate the most money over the course of 12 months?

For 99% of the people asked, the larger amount of money would, by far, be the preferred choice since a sum of $950,000 (with a 3% return) would see $28,500 created in profit over the course of 12 months. However, I would quickly and eagerly take the $50,000 convinced that much more could be made using it than the larger pile of cash.

During my years of full time trading I have taken a cash portfolio of less than $50,000 and generated as much as $150,000 and nearly $200,000 in one year, meaning I could make 6-7x times using the smaller sum of money than what the larger portfolio would generate, using a typical investment strategy.

I like exposing my investment money to risk on a short term basis, often buying and selling stocks in less than 10 minutes, Limited exposure to the market means limited overall exposure and given the current market conditions I want to limit that risk exposure as much as possible. After all, a 10% market correction (and we are certainly due for one now) means the $950,000 will see a $95,000 drop in value that could take months or years to recover from.

So which would I prefer? I’ll take the smaller amount every time.

Retire? Why Should I?
June 5, 2017

Put simply, I never (ever) want to retire.

I see people around me who work in jobs they cannot stand, longing for the day they can do exactly what they want. No boss, no schedule and no one controlling the day to day routine. Retirement is a distant land where dreams come true and real freedom exists

The reality is once retirement is reached the income stops flowing and the emphasis shifts to not outliving the money you have saved. It seems one challenge is replaced with another challenge!

Recent studies conclude that the average life span after retirement is a mere 15 years. Work all that time just to enjoy 15 years of doing what you want to do and during a time a declining health? 

For me, the wonders of using the stock market to quickly flip stocks for profits means I can work for the rest of my life. I say “work,” but it is anything but. This past week I used three stocks, holding each for approximately 10 minutes, and made more than $820 on each security! That means, at 53 years of age, I can have the freedom to go where I want, do what I want and not have the worries associated with a declining savings account.

Retire? Why would I when I have the ability to earn a living from wherever I choose to be, working when I want and never needing to ask a boss for permission…for anything.

I invite you to consider using the stock market as we are doing!

Another Reminder: Perfection is Overrated
May 10, 2017

As we enjoyed another winning day on Wall Street, two particular items of note.

First: This comprehensive program not only tells us which stocks are of interest, they also tell us which stocks to avoid. Today a stock (PME) was trading around $3.50 and our indicators told us to back off and it is a good thing we did because the stock continued to fall to $2.31 a share!

Second: One of our students in training emailed to say he is batting 76%, using 72 out of the last 95 engaged for a profit. This means he has engaged 95 stocks and 23 were a loss or break-even and 72 were money makers. You do not need to be perfect to make incredible gains from Wall Street...and it still amazes me the number of people who think one must be "perfect" to make money flipping stocks for quick profits.

We were also reminded of the perils of long term investing as one bank stock (FNBC) lost 95% of its stock value and other stocks saw a continued decline in the price of their stock. A few months ago our students spotted Hertz (HTZ) at $19 a share and many traders grabbed shares and sold as the stock passed $24, for a nice 25%+ gain. We knew the best approach in using the stock was to flip it for a quick profit, instead of holding on to the shares. Fast forward a few months and now we see Hertz trading at $12 a share, which is yet another reminder of the perils of the buy, hold and pray approach to investing.

The bottom line is any time our money is in the stock market it is exposed to risk and the only way to reduce that inherent risk is to reduce the amount of time that money remains in the market. Thus, flipping stocks for quick gains is the less-risky approach and is one we use each day the opening bell rings!

Work: By Choice or Necessity?
April 3, 2017

Whenever I spot a person in their 70’s or 80’s working, I immediately wonder if they are working because they want to or because they are forced to.

If the individual is working to stay active and engaged, it’s great.  However, I know the vast majority of senior citizens who are working are doing so because they are forced to do so and it’s a sad situation.  These men and women did what they were told to do…work hard for a company and retire with benefits.  Live the dream of retirement doing things they want to do.

After decades of working a person retires, only to find the company they gave their professional life to has fallen on hard times.  As a result, benefits are reduced and the expenses for the retiree (who is now on a fixed income) increase and at the worst possible time.  There are few options here and the retired worker is now forced to return to the workplace in order to survive.

This is one of the reasons I paid the price of living in a motel room for 10 years developing a system that would allow me to use the stock market as a business.  I knew I could not trust a company or the government to take care of my future, as it was all up to me.   When I started earning $1,000 in a day flipping stocks I knew I was free from the pressure of worrying about what the future held, knowing I would not be forced to return to work because of circumstances beyond my control.

Day Trading allows me to stay in control and it is the greatest feeling ever!

The Joy of "Getting It!"
February 6, 2017

This past week one of our Florida students sent me email advising he was finally “getting it” and proudly reported a weekly gain of $6,000.

What he meant by the email was his past practice of trying to do it his way was now being replaced by our exchange-specific checklists.  Checklists that clearly show our entry and exit points for dozens of stocks each and every day the stock market is open.  Some of those reach our specified entry (purchase) levels and some do not.  All we need is one or two a day to generate hundreds to thousands of dollars in profits and most of the time we are finished trading before lunch!

In the month of January we approved 10 applications, meaning our remaining 2017 class slots are going faster than ever before.  The number of student referrals we receive is increasing and that is the best thank you our company can receive, when our existing students think highly enough of our training to recommend it to others.

One of the aspects of training that many students find shocking is the short length of time required to hold a stock for an impressive profit.  In today’s trading session one student held a NASDAQ security for six minutes and walked away with an 11%+ gain.  One of the ways we reduce our exposure to risk is to reduce the time our money remains in the market and we do it each and every day.

This 86% loss teaches a great lesson.
December 12, 2016